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Vanquis : Credit builder credit card reviews

4.73
Based on 26,869 reviews, last reviewed 20th May 2026
316300% increase in 5 star reviews
in the past 90 days
4700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
87%
See only 4 star reviews
9%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
1%

Latest highest rating:

5

My experience being a customer for long time is bril... My experience being a customer for long time is brilliant. Reviewed on: 20th May 2026
Cyril G's avatar
Cyril G

Latest lowest rating:

1

It WAS a great credit card... It was a great credit card until you brought in facial recognition - for "ID purposes" there's no way I'm uploading my photo over the internet - just ... Read more Reviewed on: 20th May 2026
Lisa's avatar
Lisa

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (26869)

Ive not used Vanquis a lot but have found them to be...

5
Ive not used Vanquis a lot but have found them to be good with their admin Reviewed on: 2nd May 2024

Fantastic Credit Builder.

5
I hit a really tough period in my life, and struggled with bills. Vanquis could not have been any more helpful or understanding, and I was able to freeze my card, then restart it once I was in a better place financially. Their advice and support made what was a horrible time far more bearable. If I had ONE niggle, it would be the restrictive ways of getting in touch. I am very hard of hearing so making phone calls can be really difficult. It would be far better if Vanquis could offer the means to customers with accessibility issues to be able to speak to customer service by digital means. Live chat, non immediate messaging service or even an email address would really help. I’d be happy to be added to a register for additional needs customers if these services could only be offered to those who specifically need it. Otherwise I have absolutely no complaints with Vanquis at all. Reviewed on: 2nd May 2024

I started with a credit limit of £1500 and am now up...

5
I started with a credit limit of £1500 and am now up to £5000 Reviewed on: 2nd May 2024

fantastic customer service

5
Always fantastic customer service, no issue and I have been with them for more than 5 years. Reviewed on: 2nd May 2024

Easy application process

5
Easy application process, all online and card was delivered promptly. I’ve had good customer service when I have called up as well. Reviewed on: 2nd May 2024

Easy to use, quick to rectify any problems, polite c...

5
Easy to use, quick to rectify any problems, polite customer service. Reviewed on: 2nd May 2024

Increase

2
I can never get a increase in credit I’m with them 2 yrs or more Reviewed on: 2nd May 2024

Excellent for building my credit score and very usef...

5
Excellent for building my credit score and very useful for me Reviewed on: 2nd May 2024

Vanquis have been extremely great to work with right...

5
Vanquis have been extremely great to work with right from when I first registered with them. They constantly keep customers informed of balances, payment amounts and when due so you cannot forget to keep up with your account. Reviewed on: 2nd May 2024

Great company to deal with

5
Every question is answered promptly. App is easy to use and very intuitive. Have already recommended to family and friends! Reviewed on: 2nd May 2024

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