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Vanquis : Credit builder credit card reviews

4.73
Based on 28,696 reviews, last reviewed 24th Sep 2026
100% decrease in 5 star reviews
in the past 90 days
97% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
87%
See only 4 star reviews
9%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
1%

Latest highest rating:

5

Because customers service is very polite Because customers service is very polite Reviewed on: 24th September 2026
Gugulethu 's avatar
Gugulethu

Latest lowest rating:

1

Vanquis: Ignoring it's customers Vanquis used to offer a great service when I first signed up. But recently they have withdrawn their old app, forcing a new app, with questionable sec... Read more Reviewed on: 10th July 2026
DD's avatar
DD

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (28696)

I like the promise to pay as sometimes people don't...

5
I like the promise to pay as sometimes people don't get payed on the day it's due an the promise to pay is a fantastic way to help out till you fo get payed Reviewed on: 3rd May 2024

The trauma of Fraud, Vanquis are my Hero

5
Vanquis helped me sort out my accounts after my Barclay dragged their heels and did not follow procedures following my Barclays account being hacked. Because of this my credit rating was trashed. Vanquis stepped in and helped deal with Barclays and also overnight restored my good credit rating I had worked years to improve.Vanquis are my Hero. That aside Vanquis are very helpful, reliable and helped me build to a good credit rating. I wouldn't recommend anyone else.David G Reviewed on: 3rd May 2024

As advertised no hidden fees and very easy to apply...

5
As advertised no hidden fees and very easy to apply and keep track of with the app Reviewed on: 3rd May 2024

Flexibility.

5
I like the additional security paying by credit card gives. It also gives me an option to pay when I am waiting for income and haven't got the immediate funds. Reviewed on: 3rd May 2024

Excellent company who treat you well.

5
Excellent company who treat you well. With cost of living I know I can buy what I need and not worry about paying for it. Minimum payment is reasonable and I do pay a little extra each month. Reviewed on: 3rd May 2024

my credit in past was arful now sortting it out

5
my credit in past was arful now sorted it out getting it back on track vanquis took a chance on me and i intend to not let them down Reviewed on: 3rd May 2024

When most credit card providers don't trust retired...

5
When most credit card providers don't trust retired engineer,s pensioners, Vanquis come out tops Reviewed on: 3rd May 2024

Easy to manage online, helps to keep up with payment...

5
Easy to manage online, helps to keep up with payments etc. would be helpful to got an email or notification when bill is due. Reviewed on: 3rd May 2024

Very good service i find it easy to use staff very h...

5
Very good service i find it easy to use staff very helpful Reviewed on: 3rd May 2024

Good card to build credit on, however think a lower...

4
Good card to build credit on, however think a lower APR card should be offered after 12/18months for loyal customers Reviewed on: 3rd May 2024

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