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Vanquis : Credit builder credit card reviews

4.73
Based on 26,807 reviews, last reviewed 20th May 2026
313550% increase in 5 star reviews
in the past 90 days
4700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
87%
See only 4 star reviews
9%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
1%

Latest highest rating:

5

Love Vanquis it’s great! Love Vanquis it’s great! I feel in control and I can review my spending Reviewed on: 20th May 2026
Daniel R's avatar
Daniel R

Latest lowest rating:

1

It WAS a great credit card... It was a great credit card until you brought in facial recognition - for "ID purposes" there's no way I'm uploading my photo over the internet - just ... Read more Reviewed on: 20th May 2026
Lisa's avatar
Lisa

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (26807)

Prompt response to any questions

4
Prompt response to any questions Reviewed on: 2nd May 2024

We have had nothing but positive help and service fr...

5
We have had nothing but positive help and service from Vanquis. Every time we contact them we get a prompt answer. Reviewed on: 2nd May 2024

Super easy to set up.

5
Super easy to set up. Super costumer service. Great app interface. Reviewed on: 2nd May 2024

Good credit builder but as such has high interest ra...

5
Good credit builder but as such has high interest rates. Reviewed on: 2nd May 2024

I have been with Vanquis for many years.

5
I have been with Vanquis for many years. They were the only card that would accept me when I had a bad credit history so have me the opportunity to rebuild my credit rating and over the years have been a professional and reliable lender. The Vanquis app is easy to use informative and concise so I always know where I am and am informed. The contact I have had with Vanquis has also always been professional, polite and helpful. Reviewed on: 2nd May 2024

Vanquis credit card is a top-tier credit card offeri...

5
Vanquis credit card is a top-tier credit card offering exceptional rewards and benefits, especially for frequent travelers. With its generous rewards program, valuable travel perks, and flexible redemption options, it's an excellent choice for those who prioritize travel and dining expenses. While the annual fee may seem steep, the benefits more than make up for it for the right user. Overall, this card earns a solid 5-star rating for its outstanding value proposition. Reviewed on: 2nd May 2024

Caring and Understanding

5
Vanquis was quick and easy to apply for. Unfortunately I got into financial difficulty but I contacted Vanquis and their advisor was so understanding and helpful that it encouraged me to contact my other debts. Thanks to their understanding I am now on my way to clearing my debts and using my credit card responsibly. Reviewed on: 2nd May 2024

It is great.

5
It is great. Increasing my credit was amazing. I am very happy. Thanks Reviewed on: 2nd May 2024

Excellent customer support

5
I have had no concerns with Vanquis. They have always been extremely helpful if I have ever had questions. The app is extremely easy to use and navigate which makes the experience so much better. Reviewed on: 2nd May 2024

Great keep going

5
I have had a brilliant experience as a vanquis customer, their rates are excellent their services are excellent,and their customer service is excellent. My card has given me great flexibility for everyday purchases online and out and about. They are also their to answer questions when you need them. Reviewed on: 2nd May 2024

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