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Vanquis : Credit builder credit card reviews

4.73
Based on 28,696 reviews, last reviewed 24th Sep 2026
100% decrease in 5 star reviews
in the past 90 days
97% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
87%
See only 4 star reviews
9%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
1%

Latest highest rating:

5

Because customers service is very polite Because customers service is very polite Reviewed on: 24th September 2026
Gugulethu 's avatar
Gugulethu

Latest lowest rating:

1

Vanquis: Ignoring it's customers Vanquis used to offer a great service when I first signed up. But recently they have withdrawn their old app, forcing a new app, with questionable sec... Read more Reviewed on: 10th July 2026
DD's avatar
DD

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

Review Vanquis : Credit builder credit card now

Help others make smarter decisions by sharing your own experience. Write a review

Vanquis Credit builder credit card reviews (28696)

First experience excellent and I like it

5
First experience excellent and I like it Reviewed on: 3rd May 2024

Always helpful and friendly deal with your request q...

5
Always helpful and friendly deal with your request quickly Reviewed on: 3rd May 2024

They've been good they upped my credit limit quite f...

5
They've been good they upped my credit limit quite fast as I paid on time every time and never missed a payment Reviewed on: 3rd May 2024

easy to use

4
App is very easy to use and the customer service is very good Reviewed on: 3rd May 2024

I have been with Vanquis for 8 years now and they he...

5
I have been with Vanquis for 8 years now and they helped build my credit - it was there at a time I needed it but now only use on occasions when needed. The customer service is fantastic and I’ve been very impressed over the years! A great card for starting to build your credit with a reasonable rate for this service! Thankyou Vanquis Reviewed on: 3rd May 2024

I am new to Vanquis but have had no problems at all .

5
I am new to Vanquis but have had no problems at all . Reviewed on: 3rd May 2024

Do not tell you about monthly charge before you sign...

1
Do not tell you about monthly charge before you sign up. You cannot do a balance transfer OUT unless they invite you to do so. Reviewed on: 3rd May 2024

Always found dealing with Vanquis a pleasure, never...

5
Always found dealing with Vanquis a pleasure, never any issues and great service. I started using Vanquis a long time ago, so long ago I cant remember when that's because its been so seamless and drama free, which is just what you need , hassle free and customer focused. Reviewed on: 3rd May 2024

Loyalty wins!

5
Got this as a builde card after uni when I had a terrible credit score. Have kept it for 11 years! Reviewed on: 3rd May 2024

Good service high Apr.

4
Good service high Apr. But worth getting if you have poor credit and need a card Reviewed on: 3rd May 2024

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