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Vanquis : Credit builder credit card reviews

View other Vanquis products
4.73
Based on 27,368 reviews, last reviewed 21st May 2026
338450% increase in 5 star reviews
in the past 90 days
5000% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
87%
See only 4 star reviews
9%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
1%

Latest highest rating:

4

Good service, good card. Good service, good card. Easy to use app. And very importantly, much easier to contact and speak with someone than most other providers. Recommended... Read more Reviewed on: 21st May 2026
GMo's avatar
GMo

Latest lowest rating:

1

they are complete time wasters at vanquis they are complete time wasters at vanquis Reviewed on: 21st May 2026
PETER E's avatar
PETER E
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About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (27368)

Easy and affordable card to get very happy with it...

5
Easy and affordable card to get very happy with it Reviewed on: 1st May 2024
Sharon 's avatar
Sharon

Great card for building your Credit rating.

4
I have been a customer for some time now, the account freeze option was greatly appreciated when I fell on hard times, but that's no longer an option now, which is a shame because it was very helpful for anyone who has faced financially difficulties. Since I applied to vanquist interest rates have gone down significantly which is great! but, when offered a credit increase, I have to answer so many personal questions, as if I am a new customer, This inconvenience stops me from applying for the increase. I have a good credit score & payment history since my hardship over 6 years ago. That should be enough proof i am a reliable customer when offered an increase. Other than that I have no issues and use Vanquis as my main credit card because of the competitive interest rates. Which on occasion have been lowered because of my good payment history. I would recommend vanquis for anyone trying to build their credit score. Reviewed on: 1st May 2024
AMC's avatar
AMC

Vanquis bank has always kept me informed of any cha...

5
Vanquis bank has always kept me informed of any changes Reviewed on: 1st May 2024
Annie Johnson's avatar
Annie Johnson

Great Service

5
Great company, very helpful when I have needed to call them. No hassle and no unwanted emails and texts. The app is also really used and easy to use. Reviewed on: 1st May 2024
Adam G's avatar
Adam G

Happy to have vanquis card

5
Vanquis credit card is good with reasonable charges, cradit limit is not bad, and also card design is so attractive Reviewed on: 1st May 2024
Asif s's avatar
Asif s

Loyal customer

5
I have used Vanquis for ages now they are responsible and understand my needs. Reviewed on: 1st May 2024
William D's avatar
William D

It has been good using the cards

5
It has been good using the cards Reviewed on: 1st May 2024
Adefule Adelana 's avatar
Adefule Adelana

I use daily and weekly from r my shopping and my gro...

5
I use daily and weekly from r my shopping and my grocery store, I find very good to build your Credit Score. Reviewed on: 1st May 2024
Ang C's avatar
Ang C

Great customer service

5
Customer service is always easy to get hold of with no long waits like some providers and always eager to please a solve problems. I like the app too Reviewed on: 1st May 2024
Barry Delve 's avatar
Barry Delve

Quick and reliable credit provider

5
Decent interest rates, good and convenient mobile app. Reviewed on: 1st May 2024
Aleksei M's avatar
Aleksei M

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