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Vanquis : Credit builder credit card reviews

4.73
Based on 28,696 reviews, last reviewed 24th Sep 2026
100% decrease in 5 star reviews
in the past 90 days
97% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
87%
See only 4 star reviews
9%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
1%

Latest highest rating:

5

Because customers service is very polite Because customers service is very polite Reviewed on: 24th September 2026
Gugulethu 's avatar
Gugulethu

Latest lowest rating:

1

Vanquis: Ignoring it's customers Vanquis used to offer a great service when I first signed up. But recently they have withdrawn their old app, forcing a new app, with questionable sec... Read more Reviewed on: 10th July 2026
DD's avatar
DD

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (28696)

Horrible interest and fees, don’t get stuck with one...

1
Horrible interest and fees, don’t get stuck with one of these cards Reviewed on: 2nd May 2024

Vanquis positively moved our lives forward!

5
Having a Vanquis card,verbally helped as a couple & helped us with our day to day life. Having previously a credit issue due to having not controlled our day to day/lifestyle spending, we stopped all credit & paid off all bills. Obviously after 4+yrs without credit,bi had to start without a credit history & Vanquis Card accepted us and due to having learnt from previous mistakes, we stayed on top of any repayments, making over payments, normally paying off balance within a month having used my card. Due to our good standing with Vanquis, our credit history slowly built up in a positive direction and this has now helped us in many, many situations. Most of all, Vanquis taught us how to positively control any credit & financial agreements or situations. Without the help of Vanquis, we could never have moved forward with our lives, whilst still learning from our financial/credit mistakes of the past. Thank you Vanquis!! Reviewed on: 2nd May 2024

I’m very happy because you always increase my balanc...

5
I’m very happy because you always increase my balance and that always helps Reviewed on: 2nd May 2024

Convenient

5
Great card very easy to set up and use also very convenient Reviewed on: 2nd May 2024

I am really glad I heard about vanquis, had nothing...

5
I am really glad I heard about vanquis, had nothing but good vibes from day one. Excellent Reviewed on: 2nd May 2024

excellent customer service

5
Vanquish has dealt with all my queries quickly and efficiently. I have always ended up putting the phone down and feeling content with my conversation and that my queries have been dealt with amazingly. Reviewed on: 2nd May 2024

I like vanquish cause it's very useful if I haven't...

5
I like vanquish cause it's very useful if I haven't got enough funds in my own bank account Reviewed on: 2nd May 2024

I have been struggling for a few years to clear my b...

5
I have been struggling for a few years to clear my balance and vanquish was very great and patient allowing me space on time to clear my Account Reviewed on: 2nd May 2024

Vanquis is very good to improve your Credit Score.

5
Vanquis has helped me to improve my Credit Score. Also helped me with Transfers. Made my life easier specially when I was in a financial situation where I couldn’t afford payments. I highly recommend you to apply for one. Vanquis also gave me a £25 for referring a friend and my friend also got £25, which she was grateful too. Reviewed on: 2nd May 2024

Great company

5
They assess you very quickly, and the card arrives fast, have not had any problems or issues at all Reviewed on: 2nd May 2024

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