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Vanquis : Credit builder credit card reviews

Name: Credit builder credit card
Rating: 4.73 (28695 reviews)

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4.73

Based on 28,695 reviews, last reviewed 1st Sep 2026

99% decrease in 5 star reviews

in the past 90 days

97% decrease in 1 star reviews

in the past 90 days

87%

Latest highest rating:

5

They are always willing to help and support you with... They are always willing to help and support you with any financial issues with your account to enable you to get back on track or get update with your... Read more Reviewed on: 1st September 2026

Latest lowest rating:

1

Vanquis: Ignoring it's customers Vanquis used to offer a great service when I first signed up. But recently they have withdrawn their old app, forcing a new app, with questionable sec... Read more Reviewed on: 10th July 2026

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About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (28695)

A review which has been kept for several years

Dear Vanquis Team, I’ve been using Vanquis since I was a student. Back in that time as an international student, I was not eligible for many credit card providers. Fortunately my application for Vanquis got approved and I initially had £500 credit. Because I’ve always been using it sensibly, my credit limit increased a few times in the first few years. It helped me a lot as I did not have much savings as a student. Now I’ve been working nearly 4 years and my limit has increased to £5000. My credit score is excellent because they are able to track my credit history with Vanquis, which is a huge benefit that I was not aware. In the past 7/8 years, I’ve lost my credit cards twice and it got stolen once. The customer service line is always easy to get through and new card is issued very quickly, usually get it in a week time. I also had a scam once which eventually was refunded back to me with the help of Vanquis. Every-time when I get through a manager they come across very polite and helpful. I could not remember how many people I’ve recommended Vanquis for! Im writing this review as I genuinely want to thank all the team members from Vanquis. You’ve done an amazing job! Thank you for accepting my application in the first place. Since I started working - I got lots of credit card providers reached out for credit card registration, but I’ve never changed and never thought about changing. It’s like a friend who helped you out when you were down! When you are doing well, you’d never forget about them and always feel grateful! All the best with the business:) best wishes, Lingmin Reviewed on: 1st May 2024

HANDY CARD

Easy to use app good all round service Reviewed on: 1st May 2024

Needed a break in payments when I was sick and they...

Needed a break in payments when I was sick and they helped me alot Reviewed on: 1st May 2024

Except for the high interest charges, vanquis is a g...

Except for the high interest charges, vanquis is a good credit card. Reviewed on: 1st May 2024

The app is easy to use and the ability to improve cr...

The app is easy to use and the ability to improve credit lines is also excellent Reviewed on: 1st May 2024

Very helpful great experience really happy

Very helpful great experience really happy Reviewed on: 1st May 2024

Easy access, friendly customer service

Easy access, friendly customer service Reviewed on: 1st May 2024

I have had very good experience and the staff are ve...

I have had very good experience and the staff are very helpful Reviewed on: 1st May 2024

I’m long term customer no missed payments all my cre...

I’m long term customer no missed payments all my credit card give me extra credit yearly. Reviewed on: 1st May 2024

Very good service I will recommend every one...

Very good service I will recommend every one Reviewed on: 1st May 2024

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