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Vanquis : Credit builder credit card reviews

Name: Credit builder credit card
Rating: 4.73 (28623 reviews)

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4.73

Based on 28,623 reviews, last reviewed 6th Jun 2026

394800% increase in 5 star reviews

in the past 90 days

5700% increase in 1 star reviews

in the past 90 days

87%

Latest highest rating:

5

Vanquis gave me a chance when others let me down. In the past i had applied for credit cards with different bank's and providers but as my credit history was poor i always had refusal. Vanquis gave me... Read more Reviewed on: 6th June 2026

Latest lowest rating:

1

Man this is worst credit card I haven received my ca... Man this is worst credit card I haven received my card my money is missing from my card there response was very very bad still I didn’t get my claim a... Read more Reviewed on: 25th May 2026

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About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (28623)

Vanquis has helped me to rebuild my credit score.

Vanquis has helped me to rebuild my credit score. An excellent company with excellent rates. Great service too from dedicated staff. A must for everyone who needs to rebuild trust in financial institutions. Reviewed on: 1st May 2024

A great experience with Vanquish

Always had a great experience with Vanquish. I had my card cloned and it was sorted without any fuss. Great customer service Reviewed on: 1st May 2024

My business went bust when the banks pulled the plug...

My business went bust when the banks pulled the plug on small businesses turning over less than £5m in the last recession. Vanquis trusted me with a new start - and a £4k limit! Now I'm back on my feet with the new business, I don't need the credit, but, back then, I was grateful. Reviewed on: 1st May 2024

Overall a nice and reliable bank.

Overall a nice and reliable bank.. Reviewed on: 1st May 2024

Would recommend

Never had any problems. Would definitely recommend! Reviewed on: 1st May 2024

Easy and affordable card to get very happy with it...

Easy and affordable card to get very happy with it Reviewed on: 1st May 2024

Great card for building your Credit rating.

I have been a customer for some time now, the account freeze option was greatly appreciated when I fell on hard times, but that's no longer an option now, which is a shame because it was very helpful for anyone who has faced financially difficulties. Since I applied to vanquist interest rates have gone down significantly which is great! but, when offered a credit increase, I have to answer so many personal questions, as if I am a new customer, This inconvenience stops me from applying for the increase. I have a good credit score & payment history since my hardship over 6 years ago. That should be enough proof i am a reliable customer when offered an increase. Other than that I have no issues and use Vanquis as my main credit card because of the competitive interest rates. Which on occasion have been lowered because of my good payment history. I would recommend vanquis for anyone trying to build their credit score. Reviewed on: 1st May 2024

Vanquis bank has always kept me informed of any cha...

Vanquis bank has always kept me informed of any changes Reviewed on: 1st May 2024

Great Service

Great company, very helpful when I have needed to call them. No hassle and no unwanted emails and texts. The app is also really used and easy to use. Reviewed on: 1st May 2024

Happy to have vanquis card

Vanquis credit card is good with reasonable charges, cradit limit is not bad, and also card design is so attractive Reviewed on: 1st May 2024

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