Paid advertisement
Smart Money People Logo
Newsletter

Vanquis : Credit builder credit card reviews

4.73
Based on 28,695 reviews, last reviewed 1st Sep 2026
99% decrease in 5 star reviews
in the past 90 days
97% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
87%
See only 4 star reviews
9%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
1%

Latest highest rating:

5

They are always willing to help and support you with... They are always willing to help and support you with any financial issues with your account to enable you to get back on track or get update with your... Read more Reviewed on: 1st September 2026
Suzanne Harvey 's avatar
Suzanne Harvey

Latest lowest rating:

1

Vanquis: Ignoring it's customers Vanquis used to offer a great service when I first signed up. But recently they have withdrawn their old app, forcing a new app, with questionable sec... Read more Reviewed on: 10th July 2026
DD's avatar
DD

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

Review Vanquis : Credit builder credit card now

Help others make smarter decisions by sharing your own experience. Write a review

Vanquis Credit builder credit card reviews (28695)

Ring to often.

3
Ring to often if go overdrawn, everyday. Reviewed on: 1st May 2024

Brilliant

5
Absolutely great especially when your out of work for short while. Would highly recommend them. So easy to talk to and very understanding. Reviewed on: 1st May 2024

The interest rate is better than other providers.

5
The interest rate is better than other providers. Reviewed on: 1st May 2024

Long complaint process, unhelpful staff down to zero...

2
I phoned to arrange to bring my balance down to zero and asked Vanquis to waive the additional £172 they’d just added in interest and charges, which they wouldn’t do when I complained about the customer service advisor telling me it was my own fault and I ‘should organise my finances better’ I escalated the complaint…I have now paid the balance but the extra fee has been accumulating interest and Vanquis have advised it takes 30 days to process complaints. As the interest on this account is already quite high I feel that Vanquis could be more helpful and user friendly Reviewed on: 1st May 2024

Such lovely costumer service easy banking thank you

5
Such lovely costumer service easy banking thank you Reviewed on: 1st May 2024

I'm very ha thank you very much fo the a was quick.

5
I'm very happy the approval was quick and easy and clear Reviewed on: 1st May 2024

Great app, great communication!

5
Great app, great communication! easy to talk to and make adjustments via the app. They listen to customer’s feedback and action it. Reviewed on: 1st May 2024

An affordable credit limit always helps.

5
An affordable credit limit always helps. Always willing to help if there is difficulty in paying. Reviewed on: 1st May 2024

Very good card service

5
Best service good value nice Reviewed on: 1st May 2024

Good app and card ........

5
Good app and card, would be good to get a warning of estimated interest to prevent going over credit limit Reviewed on: 1st May 2024

Do you have a different Vanquis product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Vanquis ?

  • Loans

    from Vanquis 4.86 from 1254 reviews
    Vanquis
  • Aquis Card

    from Vanquis 4.45 from 44 reviews
    Vanquis
  • Credit card

    from Vanquis 4.35 from 601 reviews
    Vanquis
    View all products