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Vanquis : Credit builder credit card reviews

Name: Credit builder credit card
Rating: 4.73 (28689 reviews)

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4.73

Based on 28,689 reviews, last reviewed 16th Jul 2026

795600% increase in 5 star reviews

in the past 90 days

6000% increase in 1 star reviews

in the past 90 days

87%

Latest highest rating:

5

The interest rates on the card could be more competi... The interest rates on the card could be more competitive , to include purchase & balance transfer rates Reviewed on: 16th July 2026

Latest lowest rating:

1

Vanquis: Ignoring it's customers Vanquis used to offer a great service when I first signed up. But recently they have withdrawn their old app, forcing a new app, with questionable sec... Read more Reviewed on: 10th July 2026

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About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (28689)

They offered me a credit card when no other provider...

They offered me a credit card when no other provider woud . And increased my credit limit over a few years i was happy with there customer service when needed. Reviewed on: 19th May 2026

Great for building credit score thank you

Got accepted for a Vanquis card and immediately started to build my credit score thank you Reviewed on: 19th May 2026

Excellent customer service. Everything works!

Excellent customer service, clear easy-to-use app. Keep up the good work. Reviewed on: 19th May 2026

Seamless service would well recommend this credit card

Seamless service would well recommend this credit card Reviewed on: 19th May 2026

Good card for rebuilding credit

“Vanquis helped me start rebuilding my credit when other providers wouldn’t approve me. The app is easy to use, payments are simple to manage, and making regular repayments has improved my credit score. Interest rates are quite high, but it’s useful if you stay on top of payments and use it responsibly.” Reviewed on: 19th May 2026

PERFECTLY

I'm glad I opened an account with you Reviewed on: 19th May 2026

Excellent efficiency in dealing with quieries & prob...

Excellent efficiency in dealing with quieries & problems Reviewed on: 19th May 2026

Nice starter credit card, good new app pain free cre...

Nice starter credit card, good new app pain free credit card Reviewed on: 19th May 2026

It's very smooth and efficient way to shop using van...

It's very smooth and efficient way to shop using vanquish card Reviewed on: 19th May 2026

A good option

I’ve had a positive experience with the Vanquis Cash Builder card so far. The application process was straightforward, the app is easy to use, and it’s been helpful for managing spending and building credit responsibly. Payments and balance updates show quickly, and customer communication has been clear. The interest rate is higher than mainstream cards, so it’s definitely best used carefully and paid off in full where possible, but as a credit-building card it does what it’s designed to do very well. Overall, a good option for anyone looking to improve their credit profile.n Reviewed on: 19th May 2026

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