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Vanquis : Credit builder credit card reviews

Name: Credit builder credit card
Rating: 4.73 (28687 reviews)

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4.73

Based on 28,687 reviews, last reviewed 14th Jul 2026

397650% increase in 5 star reviews

in the past 90 days

6000% increase in 1 star reviews

in the past 90 days

87%

Latest highest rating:

5

Amazing communication The communication throught emails and app is very clear. I am aware of my spendings and I can control my credit limits. I managed to build a very stro... Read more Reviewed on: 14th July 2026

Latest lowest rating:

1

Vanquis: Ignoring it's customers Vanquis used to offer a great service when I first signed up. But recently they have withdrawn their old app, forcing a new app, with questionable sec... Read more Reviewed on: 10th July 2026

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About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (28687)

Really helped me improve my credit score after suffe...

Really helped me improve my credit score after suffering hardship for a number of years Reviewed on: 9th July 2025

I've had my account for sometime now vanquis always...

I've had my account for sometime now vanquis always keeps me up to date with everything within the app if i need information i can always find it & if i can't theres always someone on the end if the phone . Reviewed on: 9th July 2025

BEST OF BEST

I use vaniqs card for long time personally my reviews areCredit Building Focus: It reports to major credit bureaus, helping users establish or rebuild credit history quickly through regular, on-time payments. The card's structure encourages good habits, making it ideal for beginners or those recovering from financial setbacks.Flexible Limits and Fees: Starting with a modest credit limit, it allows for gradual increases based on payment history. While fees are present, they are transparent and manageable for the target audience.User-Friendly App and Support: The accompanying mobile app provides easy transaction tracking, spending insights, and reminders, which promote better financial management without overwhelming complexity. Potential Drawbacks: High interest rates may apply if balances aren't paid off monthly, so it's best suited for those who can maintain discipline with their spending. Overall, the Vanquis Credit Builder Credit Card is an excellent entry-level option for credit improvement. If you're committed to building a stronger financial foundation, this card delivers reliable results and empowers users to take control of their credit journey. Highly recommended for its purpose-driven design. Reviewed on: 9th July 2025

Straightforward no gimmicks card.

Straightforward no gimmicks card. Reviewed on: 9th July 2025

Best card with the best apr rates

Love the updates to let you know when my next payment day is and how much great apr use anywhere and keep you posted on what's happening with your credit limit could ask if an increase is available and how much would recommend anyone to try and get a card it's got the best price right now just keep your eye on your limit other than that it's a great card and Xmas here coming quick it will be here before we know it will be upon us Reviewed on: 9th July 2025

Quick Money Transfer option

They have fastest immediate money transfer option which is really helpful and convenient unlike other credit cards you have to wait for hours or days to receive the money! Reviewed on: 9th July 2025

I'm loving it .

I'm loving it . Easy to use the app. Reviewed on: 9th July 2025

Staff are efficient , friendly and helpful

The staff are so helpful and put you at ease quickly,the card is easy to use and when there was a small amount of fraud it was dealt with quickly and efficiently thank-you to all who helped Reviewed on: 9th July 2025

I took this card on to help credit building and this...

I took this card on to help credit building and this has not happened. Reviewed on: 9th July 2025

All good so far and helpful!

All good so far and helpful! Simple app, no fuss. Reviewed on: 9th July 2025

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