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Vanquis : Credit builder credit card reviews

4.73
Based on 28,683 reviews, last reviewed 12th Jul 2026
397450% increase in 5 star reviews
in the past 90 days
6000% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
87%
See only 4 star reviews
9%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
1%

Latest highest rating:

5

Never had and issue been using Vanquis for years. Never had and issue been using Vanquis for years. Customer service are professional and sort things efficiently. The new app is easy to use and has a ... Read more Reviewed on: 12th July 2026
Amy's avatar
Amy

Latest lowest rating:

1

Vanquis: Ignoring it's customers Vanquis used to offer a great service when I first signed up. But recently they have withdrawn their old app, forcing a new app, with questionable sec... Read more Reviewed on: 10th July 2026
DD's avatar
DD

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (28683)

Vanquis was very helpful for money transfers, althou...

5
Vanquis was very helpful for money transfers, although rather expensive interest which is why my value for money review is good and not excellent. However the APR on normal credit card purchases is excellent and very happy with the them. They also were very quick, efficient and helpful when it came to raising and arguing 3 fraudulent transactions on my Vanquis account and the process was very in depth to be able to fight a strong case. there are cards out there with lower interest charged on money transfers and Lower APR overall but Vanquis offers credit cards to more medium level credit scores, the credit limit wasn’t too low but also not too high which is very responsible from Vanquis. There mobile app is good and the app is easy to navigate. Love the pay by bank feature to pay the statement bill! Reviewed on: 9th July 2025

Vanquis have given me a second chance after I defaul...

5
Vanquis have given me a second chance after I defaulted on a card couple of years ago Reviewed on: 9th July 2025

It’s excellent.

5
It’s excellent. I am very happy to use this apps. Reviewed on: 9th July 2025

Never had any issues, communication is great and the...

5
Never had any issues, communication is great and the app makes it easy to monitor and manage my account Reviewed on: 9th July 2025

Professional, keep you posted, thinking about you an...

5
Professional, keep you posted, thinking about you and finances , no problem in contacting them any time away happy to help Reviewed on: 9th July 2025

My personal Vanquis experience.

5
I can honestly recommend vanquis bank credit card, not just to build up your credit but the overall experience, vanquis make it so simple and easy, they have a friendly approach, professional staff and fantastic customer relations, vanqius app is brilliant, you can pay straight from the app, the app lets you know how much your monthly repayments are, how much you have to spend, who you have spent with in case of any fraud, vanquis are very approachable and always listen to the customer, i can honestly reccomed vanquis bank to all. Reviewed on: 9th July 2025

Great services.love it

5
Great services.love it best ever Reviewed on: 9th July 2025

No nonsense easy to use website

5
No nonsense easy to use website. Communication straightforward and hassle-free Reviewed on: 9th July 2025

top card

5
very good card app is easy to use and the payment scheme is excellent Reviewed on: 9th July 2025

Vanquish all other cards

5
Certainly user friendly and easy to communicate with Vanquis for any issues. I’ll certainly recommend Vanquis to others. Best service I’ve experienced of all the cards since I changed company. This is now the only credit card I use Reviewed on: 9th July 2025

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