Write a review

Go to business site

Vanquis : Credit card reviews

Name: Credit card
Rating: 4.48 (553 reviews)

View other Vanquis products

4.26

Based on 553 reviews, last reviewed 10th Feb 2026

100% decrease in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

77%

11%

Latest highest rating:

5

Vanquis offers balance transfers Vanquis offers balance transfers Reviewed on: 5th September 2025

Latest lowest rating:

1

This bank is a scammer! This bank is a scammer! Never to be trusted I am writing to express my serious dissatisfaction with the way Vanquis has handled my credit card account... Read more Reviewed on: 10th February 2026

Read all reviews See your review

About this product

Vanquis offer a balance transfer and purchase credit card.

Vanquis offer 0% for purchases and balance transfers for a set period of time. You will be charged a fee for any balance transfers. When the offer period on the card ends, any outstanding balance will be charged at a standard variable interest rate.

Vanquis credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

Vanquis Credit card reviews (553)

Review of the Vanquis, Credit card:

Okay as a last resort

The company lend to people with a less than average credit rating, I would only (and have ) use them if I couldn't find a better interest rate. They are fine as long as you keep up your payments but I did find them aggressive in some of their dealings. Reviewed on: 30th April 2017

the interest rate is not encouraging compared to oth...

the interest rate is not encouraging compared to others thus not always encouraged with its use . Reviewed on: 3rd May 2024

Since start I have a great experience with them even...

Since start I have a great experience with them even my wife have one as well Reviewed on: 3rd May 2024

Best credit card experience.

Best credit card experience. I’ve been able to receive the help I’ve needed during difficult times. If I ever need help, I also receive the best customer service and my doubts are cleared very quickly and efficiently. I would recommend to anyone! Reviewed on: 3rd May 2024

vanquis give the best customer service

vanquis give the best customer service and i have never had any trouble using the card Reviewed on: 3rd May 2024

Amazing - so easy to sort and contact

Amazing - so easy to sort and contact Reviewed on: 3rd May 2024

Very reliable service,and very helpful to use

Very reliable service,and very helpful to use Reviewed on: 3rd May 2024

Always great communication very helpful

Always great communication very helpful Reviewed on: 3rd May 2024

I have no problem with my credit card after 3 years .

I have no problem with my credit card after 3 years . Thabkyou Reviewed on: 3rd May 2024

Service came when I needed it.

Service came when I needed it. I hope my credit value is reviewed quickly. Reviewed on: 3rd May 2024

GROUNDBREAKING

GOOD CREDIT TERMS INFORMATIVE HELPFUL CUSTOMER SERVICES Reviewed on: 3rd May 2024

Do you have a different Vanquis product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit Builder
from Chime 0.00 from 0 reviews
Clear Rate Platinum Credit Card
from NatWest 4.51 from 18 reviews
Credit Card
from American Express 4.34 from 125 reviews

Want to see more from Vanquis ?

Loans
from Vanquis 4.91 from 1253 reviews
Black Diamond Visa
from Vanquis 4.79 from 9 reviews
Credit builder credit card
from Vanquis 4.78 from 19912 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub