Smart Money People Logo

Vanquis : Credit card reviews

4.34
Based on 549 reviews, last reviewed 5th Sep 2025
93% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
78%
See only 4 star reviews
11%
See only 3 star reviews
3%
See only 2 star reviews
2%
See only 1 star reviews
6%

Latest highest rating:

5

Vanquis offers balance transfers Vanquis offers balance transfers Reviewed on: 5th September 2025
fizzleaf71's avatar
fizzleaf71

Latest lowest rating:

1

Not a good start. Not a good start. Signed up to a credit card and started making transfers and the % of minimum payments was 5x the amount I signed on my agreement. Wh... Read more Reviewed on: 9th July 2025
Mark r's avatar
Mark r

About this product

Vanquis offer a balance transfer and purchase credit card.

Vanquis offer 0% for purchases and balance transfers for a set period of time. You will be charged a fee for any balance transfers. When the offer period on the card ends, any outstanding balance will be charged at a standard variable interest rate.

Vanquis credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

Review Vanquis : Credit card now

Help others make smarter decisions by sharing your own experience. Write a review

Vanquis Credit card reviews (549)

Great Company with Amazing Customer Service

5
Vanquis has helped me to rebuild my credit record, they accepted me when I had no hope anywhere else. I am forever grateful to their team. Thank you all. Reviewed on: 23rd May 2023

Staff are always helpful when needed

5
I’ve been with Vanquis for about 2 years now. Any time a payment hasn’t gone through for whatever reason they’re always kind and understanding. The same with the staff at the loans department. I wouldn’t go anywhere else. They’re understanding with my mental health and issues too. 100% recommend to anyone who asks about a Credit Card and Loan company. Reviewed on: 23rd May 2023

I've never had any problems at all with vanquis good company

5
I've been with vanquis for a good few yrs now and they even Offord me a loan which I took can't fault them at all Reviewed on: 23rd May 2023

Happy with vanquis

5
Friendly staff easy deal with, no problems with card Reviewed on: 23rd May 2023

votes

5
every time i have a problem its always easy to sort out and get back up and running Reviewed on: 23rd May 2023

Great bank

5
This bank is the best that I know of will not let you overspend will help you out if in difficulty will not push you in any way to extend your credit limit and its the easy to make your monthly payments by phone not like some of the others banks I would recommend this bank to every one as there are the best and other banks can learn a lot from then on how to treat there customers. Reviewed on: 23rd May 2023

Really good company.

5
Good company, good app. Easy to pay. It's accepted everywhere and the interest is reasonable. I would recommend. Reviewed on: 23rd May 2023

Great customer service

5
Always informed. App easy to use Reviewed on: 23rd May 2023

Excellent service

5
I think vanquis are doing an excellent job. I have a credit card and a loan from them. Can't be happier with the service Reviewed on: 23rd May 2023

a brill credit card to get and loans simple to use

5
loans simple to use and to get if you have thare credit card am happy with them Reviewed on: 23rd May 2023

Do you have a different Vanquis product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Vanquis ?

  • Vanquis Savings

    from Vanquis 5.00 from 3 reviews
    Vanquis
  • Loans

    from Vanquis 4.91 from 1253 reviews
    Vanquis
  • Black Diamond Visa

    from Vanquis 4.80 from 9 reviews
    Vanquis
    View all products