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Vanquis : Credit card reviews

4.34
Based on 549 reviews, last reviewed 5th Sep 2025
93% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
78%
See only 4 star reviews
11%
See only 3 star reviews
3%
See only 2 star reviews
2%
See only 1 star reviews
6%

Latest highest rating:

5

Vanquis offers balance transfers Vanquis offers balance transfers Reviewed on: 5th September 2025
fizzleaf71's avatar
fizzleaf71

Latest lowest rating:

1

Not a good start. Not a good start. Signed up to a credit card and started making transfers and the % of minimum payments was 5x the amount I signed on my agreement. Wh... Read more Reviewed on: 9th July 2025
Mark r's avatar
Mark r

About this product

Vanquis offer a balance transfer and purchase credit card.

Vanquis offer 0% for purchases and balance transfers for a set period of time. You will be charged a fee for any balance transfers. When the offer period on the card ends, any outstanding balance will be charged at a standard variable interest rate.

Vanquis credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit card reviews (549)

Great service

5
Always ahead of competitors, saved me from fraud few times. Reviewed on: 23rd May 2023

Easy to use

5
Great service easy to use Clear options on what they offer Reviewed on: 23rd May 2023

Amazing

5
The best out there truly amazing!! Reviewed on: 23rd May 2023

Great service!

5
Quick to pay the loan and manageable monthly payments! Reviewed on: 23rd May 2023

Fantastic company

5
Can't fault vanquis at all, brilliant Reviewed on: 23rd May 2023

Great credit card

5
I applied for a vanquis credit card, last year, and I have seen that my credit rating has improved. Would recommend to anyone who is looking to improve their credit score. Reviewed on: 23rd May 2023

Very good

5
Never had a problem with them and there when need them Reviewed on: 23rd May 2023

Best company I've dealt with

5
I've used Vanquis for about ten years now for my credit card and loan needs and I've never hand any problems. As long as you keep up and can afford your payments then you'll be fine. They're always informing you of new products and they keep you abreast of your own situation as regards to your personal finances. I've recommended to friends and family. Should you have any problems their customer service advisors are very knowledgeable and competent and deal with your problems quickly and they'll defend their customers to the hilt in any dispute with any retailer who's trying to take liberties with a purchase or refund that you're due. Reviewed on: 23rd May 2023

Great credit building card

5
Vanquis has helped me considerably in increasing my credit score and managing my credit more effectively. Always easy to talk to when I've needed to and very helpful staff. Would recommend Reviewed on: 23rd May 2023

MB

5
Using Vanquis for over 8 years..never had a problem with it, interest rates are fairly comparable with other lenders Reviewed on: 23rd May 2023

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