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Vanquis : Credit card reviews

4.35
Based on 601 reviews, last reviewed 27th Aug 2026
89% decrease in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
78%
See only 4 star reviews
10%
See only 3 star reviews
3%
See only 2 star reviews
2%
See only 1 star reviews
7%

Latest highest rating:

4

Longtime customer - good servuce Been with Vanquis for a long time, and anytime i need support they are quite happy to help and give options Reviewed on: 20th August 2026
Kemi's avatar
Kemi

Latest lowest rating:

1

MY WORST EXPERIENCE WITH VANQUIS. Manipulation at peak MY WORST EXPERIENCE WITH VANQUIS – 3 WEEKS OF STRESS AND TERRIBLE CUSTOMER SERVICE And their security department is full of trash. This entire experie... Read more Reviewed on: 27th August 2026
Guest Huwai's avatar
Guest Huwai

About this product

Vanquis offer a balance transfer and purchase credit card.

Vanquis offer 0% for purchases and balance transfers for a set period of time. You will be charged a fee for any balance transfers. When the offer period on the card ends, any outstanding balance will be charged at a standard variable interest rate.

Vanquis credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit card reviews (601)

Mistake

1
The worst - out this card is the worst mistake I ever made Reviewed on: 7th December 2016

High interest rate

3
It's ok - but has no added value via points/cashback etc and it has a high charge rate. Reviewed on: 6th December 2016

Not used much

3
My vanquis credit card is just ok, don't really use it! Reviewed on: 30th November 2016

OK

3
It's just OK, I never really use the card. Reviewed on: 29th November 2016

Always had good service

4
I'd recommend vanquis to my friends I've had good experiences with this credit company. Reviewed on: 30th June 2016

stuck in a rut

2
APR far to high, nearly impossibly to get out of it once your in it. I finally rang to cancel after working hard for 6 months to pay it all off (after I rang them explaining my situation and asking for some help) got told all was fine and card was canceled, to then be hit with charges the next month Reviewed on: 28th June 2016

Cant fault them

5
When i needed a credit card they gave me a limit i can work with and low monthly payments each month Reviewed on: 10th June 2016

Fab company hassle free helps build poor credit

4
This company is fab at helping people rebuild ther credit. They are so helpful if you need to speak to them and definitely quick at finding ways to help their customers. Reviewed on: 19th May 2016

extortionate rates .... stay away there is better ways to build your credt

2
lesson learnt stay away .... APR rates are ridiculous Reviewed on: 19th May 2016

A great help

5
They are very helpful in maintaining a good credit history. When I've had an issue with a payment they've listened, advised and helped me out with repayment plans. Wholly recommend! Reviewed on: 19th May 2016

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