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Vida Home Loans: Mortgage reviews

1.25
Based on 33 reviews, last reviewed 7th Sep 2025
No new 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
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Latest highest rating:

5

Definitely recommend We completed on our home today! Thank you Vida homeloans for getting us on the ladder and accepting us when no one else would. If you do go with vida... Read more Reviewed on: 10th January 2020
Jamie 's avatar
Jamie

Latest lowest rating:

1

Vida are money grabbers. Vida are money grabbers..they make you pay numerous fees which are mentioned in the other comments.. give you hope of getting your mortgage then after... Read more Reviewed on: 7th September 2025
Luke B's avatar
Luke B

About this product

Vida Homeloans provides mortgages through intermediaries. The lender claims to help borrowers in a range of circumstances, including first time buyers, expats, the self employed and more. It’s important to understand the Ts and Cs and interest rate of a mortgage. Always consult the lender or an independent advisor if you have any questions.

No matter your circumstances, finding the right mortgage and lender for your needs can be difficult. Reading customer reviews can give you valuable insight into the provider and its mortgage products. Our Vida Homeloans mortgage reviews are written by genuine customers to help you make an informed decision when choosing your lender.

Find out why borrowers chose Vida Homeloans as their mortgage lender, and how satisfied they’ve been so far. Learn which mortgage they took out, and whether they feel they made the right choice. Read about Vida Homeloans’ customer service team to learn how well it handles customer concerns. Find out if borrowers would recommend the lender and mortgage product to their family and friends. Browse through our Vida Homeloans mortgage reviews to find the ones most helpful to you.

Did Vida Homeloans help you buy your home? Tell us about your experience. If you feel comfortable, share some details about your circumstances - did Vida Homeloans help where other lenders couldn’t? What mortgage do you have? What are the main pros and cons you’ve experienced? How communicative is Vida Homeloans? Would you recommend the lender to your family and friends? Whether good or bad, write an honest Vida Homeloans mortgage review today. Together, we can help people like you make better financial decisions.

Vida Home Loans Mortgage reviews (33)

Review of the Vida Home Loans, Mortgage:

mortgage provider from Hell!

1
1. They force borrowers to use vida's solicitors! Evident whose interests the solicitors look after. 2. Use the notoriously scum surveyors e.surv who consistently undervalue properties, so vida gains equity from the outset while borrowers loose and they have to use additional capital that may not have from the outset. 3. they require borrowers to insure the property before completion under "normal terms and conditions". The property is normally undervalued by e.surv that makes it very difficult to insure the property under "normal terms and conditions" (many insurers refuse). In this case vida refuse the mortgage (this after having gone through all the process and having spend legal, valuation and any other fees) but the borrower is obliged to buy the property for which has not mortgage or capital any more! Avoid avoid avoid! They pay high commissions to brokers to push them to clients. Do not even discuss this, just walk away! Reviewed on: 28th November 2018

Mortgage Nighrmare

1
Would not touch this Company, will take over four weeks to make a decision . Let you go through the process of applying for your mortgage do credit checks and income affordability off er in principle then let you pay survey fees as if they are going ahead . Then turn you down anyway .some 2 to 3 weeks later.. Reviewed on: 20th June 2017

nightmare

1
The whole experience has been a total nightmare. On their website they talk about how much experience \the team\" has - but dealing with them leads you to believe that they must have all been sacked by previous employers to form \""incompetent home loans\""" Reviewed on: 21st March 2017
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