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Vida Home Loans: Mortgage reviews

Name: Mortgage
Rating: 1.36 (33 reviews)

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1.25

Based on 33 reviews, last reviewed 7th Sep 2025

No new 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

4 star

3 star

2 star

91%

Latest highest rating:

5

Definitely recommend We completed on our home today! Thank you Vida homeloans for getting us on the ladder and accepting us when no one else would. If you do go with vida... Read more Reviewed on: 10th January 2020

Latest lowest rating:

1

Vida are money grabbers. Vida are money grabbers..they make you pay numerous fees which are mentioned in the other comments.. give you hope of getting your mortgage then after... Read more Reviewed on: 7th September 2025

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About this product

Vida Homeloans provides mortgages through intermediaries. The lender claims to help borrowers in a range of circumstances, including first time buyers, expats, the self employed and more. It’s important to understand the Ts and Cs and interest rate of a mortgage. Always consult the lender or an independent advisor if you have any questions.

No matter your circumstances, finding the right mortgage and lender for your needs can be difficult. Reading customer reviews can give you valuable insight into the provider and its mortgage products. Our Vida Homeloans mortgage reviews are written by genuine customers to help you make an informed decision when choosing your lender.

Find out why borrowers chose Vida Homeloans as their mortgage lender, and how satisfied they’ve been so far. Learn which mortgage they took out, and whether they feel they made the right choice. Read about Vida Homeloans’ customer service team to learn how well it handles customer concerns. Find out if borrowers would recommend the lender and mortgage product to their family and friends. Browse through our Vida Homeloans mortgage reviews to find the ones most helpful to you.

Did Vida Homeloans help you buy your home? Tell us about your experience. If you feel comfortable, share some details about your circumstances - did Vida Homeloans help where other lenders couldn’t? What mortgage do you have? What are the main pros and cons you’ve experienced? How communicative is Vida Homeloans? Would you recommend the lender to your family and friends? Whether good or bad, write an honest Vida Homeloans mortgage review today. Together, we can help people like you make better financial decisions.

Vida Home Loans Mortgage reviews (33)

Review of the Vida Home Loans, Mortgage:

Extortionate - ripoff company

Wow just look at all the negative reviews. Almost 50:50 for good and bad (most likely the 50% good reviews are from relatives and friends of people who work at this rip off company). I had a mortgage deal (sourced by another useless company called KEY MORTGAGE ADVICE in Preston and Southport, whom I also recommend NOT using ) which resulted in £800pcm over 5 years rather than £400pcm and a penalty payment of approx.£8000 if you wished to be released early). At the time, I was in a rush and told that this was the best deal so I reluctantly agreed (although I have an excellent job and excellent credit history). This company are ludicrously expensive and my mortgage advisors since (3 to be exact) were horrified that this was such a poor deal especially as the interest rates were so low at the time. I could have had a capital repayment for cheaper and paid off some of the capital throughout the 5 year period). DO NOT USE this ROGUE company. I hope people read these reviews and have the sense not to use them - they shouldn't be in business. I have used a different name for review purposes. Reviewed on: 4th August 2022

Mortgage Nighrmare

Would not touch this Company, will take over four weeks to make a decision . Let you go through the process of applying for your mortgage do credit checks and income affordability off er in principle then let you pay survey fees as if they are going ahead . Then turn you down anyway .some 2 to 3 weeks later.. Reviewed on: 20th June 2017

nightmare

The whole experience has been a total nightmare. On their website they talk about how much experience \the team\" has - but dealing with them leads you to believe that they must have all been sacked by previous employers to form \""incompetent home loans\""" Reviewed on: 21st March 2017

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