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Virgin Money: Credit cards reviews

Name: Credit cards
Rating: 3.96 (801 reviews)

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3.85

Based on 801 reviews, last reviewed 22nd Jan 2026

200% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

64%

11%

19%

Latest highest rating:

5

Easy to use app. Easy to use app. But shame about delays on updates. Reviewed on: 22nd January 2026

Latest lowest rating:

1

This bank has one of the worst service out there. This bank has one of the worst service out there. We have banked with them for over 65 years. The credit card cancels transactions without notificatio... Read more Reviewed on: 21st August 2025

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About this product

Virgin Money offers a range of credit cards with various features to suit different needs.

Options include cards with 0% interest on balance transfers and purchases for an introductory period, cashback, and no foreign transaction fees. The cards can be managed through the Virgin Money Credit Card app.

Virgin Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used Virgin Money before, you can also leave a review and share your experience.

Virgin Money Credit cards reviews (801)

Review of the Virgin Money, Credit cards:

Excellent services.

No delay, no unnecessary questions. I like them. Jaroslav Reviewed on: 14th December 2018

Great offers, hassle free

Virgin Money are easy to deal with and give great 0% offers to existing cardholders, unlike other providers Reviewed on: 18th May 2020

Solid credit card

Responses to queries are quick and useful Reviewed on: 1st May 2020

super service

Really good services. Highly recommended. Reviewed on: 28th April 2020

Good for Long term 0% interest and easy to use app

I have had a good experience with virgin money with a long term 0% interest card. Easy to use app also! Reviewed on: 27th April 2020

Best ever

Online is very easy to navigate. Messages are replied to very quickly even at weekends. Reviewed on: 17th February 2020

Great experience.

Great value. I don't need to pay overseas transaction charges like with other cards. Reviewed on: 17th February 2020

Great card and great rates

I have had 2 Virgin credit cards over the last few years. Always great rates and easy to use the online banking. Reviewed on: 16th February 2020

Best card company to date

Easy to apple, easy to use, excellent customer assistance and generally exceptional to deal with. Reviewed on: 15th February 2020

No good at resolving unauthorized debits - too slow

I had two unauthorized debits and reported them. Now another one! They have not yet done the chargeback for the first two. Reviewed on: 15th February 2020

efficiency is paramount

I have used Virgin Money credit cards and other money products and I am very pleased with the quality of their service. Reviewed on: 14th February 2020

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