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Virgin Money: Credit Cards reviews

Name: Credit Cards
Rating: 3.96 (798 reviews)

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3.79

Based on 798 reviews, last reviewed 13th Jun 2025

50% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

64%

11%

19%

Latest highest rating:

5

Would 100% recommend Great experience and easy to use the app, when I’ve had to contact them it’s always been easy Reviewed on: 13th June 2025

Latest lowest rating:

1

Disgusted with fees Purchased a product from an overseas seller and while I understand there are international transaction fees I wasn't expecting $130 for a computer to ... Read more Reviewed on: 11th March 2025

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About this product

Virgin Money offers a range of credit cards with various features to suit different needs. Options include cards with 0% interest on balance transfers and purchases for an introductory period, cashback, and no foreign transaction fees. The cards can be managed through the Virgin Money Credit Card app.

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Virgin Money Credit Cards reviews (798)

Good rates

Good rates. Helpful c/card, but a mobile app would be nice. Reviewed on: 26th January 2018

All-round excellent experience

Great interest rates and balance transfers free for first 6 months. Excellent customer communication and service, which has me telling friends and family about Virgin Money! Reviewed on: 26th January 2018

Excellent service and rates

Top interest rates and customer communication. No complaints at all with any of the services I’ve had to use. Reviewed on: 26th January 2018

Very quick and good service

With no much problems I was able to get quickly my credit card and start building up my credit score. No interests are taken if you pay in time! I highly recommend their service :) Reviewed on: 25th January 2018

Total CROOKS!

This company - which has probably milked its customers for millions, charged me £9 for a payment that was 2 days late on the credit card. OK that is probably my fault, I misunderstood my statement so was late. It was a one off, and has never happened before, so they could have waved it. But not only that but it meant my "special deal" of 30 months interest free, was cancelled on my statement, and I had to pay off my balance or pay interest on it - which is absolutely ridiculous!! Because I didn't pay on time once, and was TWO days late, that is 48 hours. WHAT AWFUL POLICIES designed to make you pay A LOAD of interest. Anyway the customer service guy was helpful at least but I am paying off this card and going elsewhere. NO AWARDS please. AWFUL SERVICE. Reviewed on: 25th January 2018

Great credit card

Quick and easy balance transfer. The customer extras (Virgin Money Lounge) sets them apart! Would recommend Virgin Money. Reviewed on: 25th January 2018

Credit Card

Fantastic card, thank away to use website to statements etc. Good choice of card designs. Love the virgin App that you get access to. Happy all round. Reviewed on: 25th January 2018

Mr William

I find using my Virgin card and inline service easy and efficient. Reviewed on: 25th January 2018

Highly recommend

Great customer service. I would like to see a Virgin Money App though. Reviewed on: 24th January 2018

Miles Ahead - Simply First Class

Virgin Money offered an outstanding transfer balance on my new credit card. Coupled with the card of my choice and air miles to boot. Quite simply a first class srvice. Reviewed on: 24th January 2018

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