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Virgin Money: Credit Cards reviews

3.79
Based on 798 reviews, last reviewed 13th Jun 2025
No new 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
64%
See only 4 star reviews
11%
See only 3 star reviews
3%
See only 2 star reviews
3%
See only 1 star reviews
19%

Latest highest rating:

5

Would 100% recommend Great experience and easy to use the app, when I’ve had to contact them it’s always been easy Reviewed on: 13th June 2025
Kirsten O's avatar
Kirsten O

Latest lowest rating:

1

Disgusted with fees Purchased a product from an overseas seller and while I understand there are international transaction fees I wasn't expecting $130 for a computer to ... Read more Reviewed on: 11th March 2025
Lex T's avatar
Lex T

About this product

Virgin Money offers a range of credit cards with various features to suit different needs. Options include cards with 0% interest on balance transfers and purchases for an introductory period, cashback, and no foreign transaction fees. The cards can be managed through the Virgin Money Credit Card app.

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Virgin Money Credit Cards reviews (798)

Amazing offers, good rates brilliant service

5
Virgin offer great 0% deals even after your promotional deal finishes there is always a good deal to take advantage of. By far the best card I have. Reviewed on: 11th January 2018

Simple to understand, easy to use

5
Been using this service for several years now and overall it is great. The website its straightforward and easy to navigate. The charges are clear and simple to understand, being able to manage my credit via the website is really easy. Reviewed on: 8th December 2017

Pretty good

4
Good deal, useful lounges and nice-looking card! Reviewed on: 24th November 2017

Virgin Money...Second to None!

5
I took out a credit card with Virgin Money in September. I was very hesitant about getting a credit card as I am from the 'old school' If you don't have the Cash you don't buy...But I am very pleased with everything about Virgin Money, and the Customer Service is second to None. Reviewed on: 23rd November 2017

Helped me do much

5
Virgin have helped me get my money back on track so get my life back on track too Reviewed on: 22nd November 2017

No hidden costs

5
Answered every question I had in full and have been extremely helpful throughout my experience with Virgin. No hidden costs or blind you with science, straight to the point and makes life easier! Reviewed on: 22nd November 2017

Fantastic service and great value

5
From applying to setting up the online banking has been so easy and hassle free. I am not one of those people that are right at home with using a computer, but the step by step instructions and ease of use when using the online banking mean even I find it user friendly. Also the special offers and great interest free period make virgin a real pleasure to do business with. I would thoroughly recommend them without hesitation!! Reviewed on: 22nd November 2017

Best Credit Card Provider with excellent customer service.

5
I had been enjoying use of my Virgin Credit Card for more than two years and have had very nice customer service indeed! Reviewed on: 21st November 2017

Exemplary!

5
Application was completely painless and communications were ideal. All round good experience and one to recommend. Reviewed on: 21st November 2017

Amazing offers and great customer services

5
Virgin go above and beyond when it comes to services Reviewed on: 21st November 2017

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