Write a review

Virgin Money: Credit cards reviews

Name: Credit cards
Rating: 3.96 (799 reviews)

View other Virgin Money products

3.80

Based on 799 reviews, last reviewed 21st Aug 2025

100% decrease in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

63%

11%

20%

Latest highest rating:

5

Would 100% recommend Great experience and easy to use the app, when I’ve had to contact them it’s always been easy Reviewed on: 13th June 2025

Latest lowest rating:

1

This bank has one of the worst service out there. This bank has one of the worst service out there. We have banked with them for over 65 years. The credit card cancels transactions without notificatio... Read more Reviewed on: 21st August 2025

Read all reviews Write a review

About this product

Virgin Money offers a range of credit cards with various features to suit different needs.

Options include cards with 0% interest on balance transfers and purchases for an introductory period, cashback, and no foreign transaction fees. The cards can be managed through the Virgin Money Credit Card app.

Virgin Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used Virgin Money before, you can also leave a review and share your experience.

Review Virgin Money: Credit cards now

Help others make smarter decisions by sharing your own experience.

Write a review

Virgin Money Credit cards reviews (799)

Definitely reccommend

Fab rewards Great service overall . Reviewed on: 12th January 2018

Amazing offers, good rates brilliant service

Virgin offer great 0% deals even after your promotional deal finishes there is always a good deal to take advantage of. By far the best card I have. Reviewed on: 11th January 2018

Simple to understand, easy to use

Been using this service for several years now and overall it is great. The website its straightforward and easy to navigate. The charges are clear and simple to understand, being able to manage my credit via the website is really easy. Reviewed on: 8th December 2017

Pretty good

Good deal, useful lounges and nice-looking card! Reviewed on: 24th November 2017

Virgin Money...Second to None!

I took out a credit card with Virgin Money in September. I was very hesitant about getting a credit card as I am from the 'old school' If you don't have the Cash you don't buy...But I am very pleased with everything about Virgin Money, and the Customer Service is second to None. Reviewed on: 23rd November 2017

Helped me do much

Virgin have helped me get my money back on track so get my life back on track too Reviewed on: 22nd November 2017

No hidden costs

Answered every question I had in full and have been extremely helpful throughout my experience with Virgin. No hidden costs or blind you with science, straight to the point and makes life easier! Reviewed on: 22nd November 2017

Fantastic service and great value

From applying to setting up the online banking has been so easy and hassle free. I am not one of those people that are right at home with using a computer, but the step by step instructions and ease of use when using the online banking mean even I find it user friendly. Also the special offers and great interest free period make virgin a real pleasure to do business with. I would thoroughly recommend them without hesitation!! Reviewed on: 22nd November 2017

Best Credit Card Provider with excellent customer service.

I had been enjoying use of my Virgin Credit Card for more than two years and have had very nice customer service indeed! Reviewed on: 21st November 2017

Exemplary!

Application was completely painless and communications were ideal. All round good experience and one to recommend. Reviewed on: 21st November 2017

Do you have a different Virgin Money product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Balance Plus
from Capital One 3.29 from 3 reviews
Credit card
from first direct 4.10 from 26 reviews
Credit Card
from 118 118 Money 4.84 from 1101 reviews

Want to see more from Virgin Money?

Help to Buy: ISA
from Virgin Money 4.52 from 23 reviews
Fixed Rate Savings
from Virgin Money 4.26 from 60 reviews
Regular Savings
from Virgin Money 4.10 from 59 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub