Write a review

Virgin Money: Credit Cards reviews

Name: Credit Cards
Rating: 3.96 (798 reviews)

View other Virgin Money products

3.79

Based on 798 reviews, last reviewed 13th Jun 2025

No new 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

64%

11%

19%

Latest highest rating:

5

Would 100% recommend Great experience and easy to use the app, when I’ve had to contact them it’s always been easy Reviewed on: 13th June 2025

Latest lowest rating:

1

Disgusted with fees Purchased a product from an overseas seller and while I understand there are international transaction fees I wasn't expecting $130 for a computer to ... Read more Reviewed on: 11th March 2025

Read all reviews Write a review

About this product

Virgin Money offers a range of credit cards with various features to suit different needs. Options include cards with 0% interest on balance transfers and purchases for an introductory period, cashback, and no foreign transaction fees. The cards can be managed through the Virgin Money Credit Card app.

Do you have a Virgin Money credit card? If you do then you can help other customers make good financial decisions by leaving a Smart Money People review.

Review Virgin Money: Credit Cards now

Help others make smarter decisions by sharing your own experience.

Write a review

Virgin Money Credit Cards reviews (798)

Easy to apply and manage online

Set up with no fuss, good rates and additional features like cash back and money transfers to current account Reviewed on: 16th November 2017

Reply from Virgin Money Thanks for your feedback Claire, great to hear you're happy with your Credit Card! Thanks, Jane Response date: 16th November 2017

Fun to be an account holder

Love the rude Mastercard. Get asked about it all the time. Reviewed on: 16th November 2017

Reply from Virgin Money Hi Richard. Lovely to hear from you, fab to know you're enjoying your Credit Card! Thanks, Jane Response date: 16th November 2017

Fantastic company

Virgin money give great benefits with great communication. I would highly recommend this bank. Reviewed on: 16th November 2017

Reply from Virgin Money Thanks for your feedback Alexandra, hope you're making good use of our range of deals and benefits! Thanks, Jane Response date: 16th November 2017

Great company

Great prize draws and also fantastic customer services and good rates too. Reviewed on: 16th November 2017

Very good and easy to deal with

Quick and easy balance transfer request. Reviewed on: 16th November 2017

Going forwards as others go backwards

I took out a Virgin credit Card for balance transfer and 0% on purchases and got 27 moths on both. Great card designs as well. Best of all access to Virgin Lounges. When other banks are closing branches, Virgin Lounges show how it should be. Free refreshments, free WiFi, and a great place to meet friends for a catch up or, as I often do, meet business colleagues for informal meetings in professional surroundings. They even have facilities to book out rooms or for meetings or kids parties. Bowling alley, pool, air hockey and films as well. On top of that it is the most customer focused banking experience I've had. Reviewed on: 16th November 2017

Great deal

fantastic deal on my credit card and easy process Reviewed on: 16th November 2017

Easy,Exciting offers Ethical

Virgin Money keeps you well informed about your account , with easy to navigate online pages. The offers particularly balance transfer is second to none There are competitions that are always fun to take part in but best of all is the security that surrounds your account Reviewed on: 16th November 2017

Honest and true

It does what it says on the tin.....not protect fences, wooden structures etc., but tells you what it will do for you and does it. No fog, just clear view ahead. Reviewed on: 16th November 2017

Easy to deal with and no jargon

From first looking at the website to find out about their products to completing my application to understanding the terms and conditions, everything was easy to understand, there was no use of jargon and the whole process felt friendly. The documentation received by email was clear and was received quickly and notification of acceptance was very quick. I couldn’t be happier. Reviewed on: 16th November 2017

Do you have a different Virgin Money product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit Card
from Vanquis 4.31 from 538 reviews
Credit Card
from Ocean Finance 4.60 from 18 reviews
Credit Card
from Tymit 4.62 from 155 reviews

Want to see more from Virgin Money?

Help to Buy: ISA
from Virgin Money 4.52 from 23 reviews
Fixed Rate Savings
from Virgin Money 4.26 from 60 reviews
Regular Savings
from Virgin Money 4.11 from 59 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub