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Virgin Money: Essential Current Account reviews

Name: Essential Current Account
Rating: 3.09 (146 reviews)

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3.09

Based on 146 reviews, last reviewed 25th Apr 2026

300% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

39%

12%

37%

Latest highest rating:

5

Virgin Money 'M' current & saver accounts Needed a current account with no overdraft facility, due to tight budgets on a low income. Virgin Money were more than happy to oblige with their 'M' ... Read more Reviewed on: 16th April 2026

Latest lowest rating:

1

I am extremely dissatisfied with my experience with... I am extremely dissatisfied with my experience with Virgin Money regarding a recent transaction. The handling of my funds was unexpected and caused se... Read more Reviewed on: 25th April 2026

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About this product

The Virgin Money Essential Current Account is no longer available to new customers.

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Virgin Money Essential Current Account reviews (146)

Some interest is better than none

a current account paying 0.65% is a bit better than a whole load of accounts out there that rely on people's reluctance to change Reviewed on: 19th July 2017

Reply from Virgin Money Thanks for getting in touch John, happy to hear your feedback! You know where we are if you need help with anything. Thanks, Jane Response date: 20th July 2017

Personal friendly & welcoming staff

When you walk into a Virgin bank the welcomimg staff treat you in a special personal way as if you are really important people to them and not just a number . Reviewed on: 4th February 2017

Good service

Virgin money service is very good however online services can be a bit tricky generally efficient service. Reviewed on: 16th August 2015

MUST HAVE

The best free current account on the market today hands down. Can't find a well run account with good perks for free these days. I highly recommend. Reviewed on: 3rd August 2015

Service is top

Doesn't offer me the best interest rates etc, but I like the service. It's also quite a cool brand, which I like :-) Reviewed on: 5th November 2014

A free account with some nice perks

I signed-up to this account because of the perks. I'm on the go quite a lot, so the lounges and train discounts help....and it's FREEEEE! Reviewed on: 4th October 2014

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