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Wave Community Bank: Loans reviews

Name: Loans
Rating: 4.93 (219 reviews)

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4.91

Based on 219 reviews, last reviewed 2nd Jun 2025

5400% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

96%

2 star

Latest highest rating:

4

Good service So far has been pretty straight forward and wave are very responsive Reviewed on: 2nd June 2025

Latest lowest rating:

1

Disappointed with Application Handling I am writing to express my disappointment regarding the handling of my membership and loan application. I was surprised to learn that my application ... Read more Reviewed on: 7th April 2025

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About this product

Wave Community Bank Loans reviews (219)

Review of the Wave Community Bank, Loans:

Bringing a sensible and ethical approach to ensure sensible lending

ESCU are fabulous, they are the right balance of ethical, practical and professional and I love how they help you save as you are paying back your loan. The staff are genuinely interested in promoting healthy lending and general good money management practices and I have learnt so much from them and secured an affordable loan that is very manageable and which has saved another person from feeling forced into the dark side of lending. Thank you so much ESCU you do a fab job and I’m so proud to be a member too. Reviewed on: 9th March 2021

They will adjust your borrowing to what YOU can afford

really easy and friendly service. Money comes out of my pay every month so no worry of missed payments. APR is not to high either .Great loan as the APR is lower than the bank Reviewed on: 16th April 2025

From the minute I got my email that I had been accep...

From the minute I got my email that I had been accepted I have had thorough information with support and explained exactly how it’ll work, with little work on my end I was approved which will help me and my little family with lots of bits and still save in the meantime which I think is amazing. I’d highly recommend to friends and families especially if they were struggling in this time. Reviewed on: 15th April 2025

Great Experience

I’ve had two loans with wave and both times they’ve been courteous and really accommodating. Reviewed on: 13th April 2025

Always have great experience with Wave, when I do ne...

Always have great experience with Wave, when I do need to speak to someone they are always very prompt and extremely helpful. Reviewed on: 13th April 2025

Wave have helped me save and financially

Wave have help me so much I love that you can save and repay all in one go and having the app helps you track everything. Reviewed on: 13th April 2025

Best bank

Got a loan was quick and simple to apply, can manage on my phone like any other bank and support was fab Reviewed on: 13th April 2025

Taking the time to listen.

Wave took the time to listen to me over Zoom, helping me out, that not only benefited me, but supporting me in my job, in allowing me to get a car, to support adults with learning difficulties, to enable them to go on holiday, days out. Reviewed on: 12th April 2025

Wave is a very helpful company and fair with lendi...

Wave is a very helpful company and fair with lending and savings. Reviewed on: 9th April 2025

Wave community bank

I have good experiences with wave community bank and it also helps me save and manage money Reviewed on: 8th April 2025

I am highly impressed with the fast and brilliant se...

I am highly impressed with the fast and brilliant services provided by the bank. The staff was always friendly, professional, and ready to assist with any query. Online banking was quick, secure, and very easy to use, saving me a lot of time. Reviewed on: 8th April 2025

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