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Zopa: Cash ISA reviews

Name: Cash ISA
Rating: 4.95 (1453 reviews)

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4.95

Based on 1,453 reviews, last reviewed 23rd Jan 2026

18500% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Saving with zopa Ive been saving for about four years with zopa with fixed isa and normal isa and so does the wife they have good rates of interest not the top but th... Read more Reviewed on: 23rd January 2026

Latest lowest rating:

1

Obstructive to ISA transfer out I have had no fewer than 4 attempts to organise a transfer out and each time Zopa finds a way not to act on the request. The current strategy is Zopa ... Read more Reviewed on: 27th May 2025

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About this product

The Zopa Smart ISA can be opened with as little as £1.

Customers who already have a Smart Saver Account can apply for a Smart ISA via the Smart Savings Hub. With Zopa, you’ll have one flexible cash ISA, but within that, can spread your allowance across different ISA pots.

Zopa Smart ISA reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Cash ISA reviews (1453)

Review of the Zopa, Cash ISA:

Good interest rates, good to save any spare cash

Good interest rates, good to save any spare cash Reviewed on: 16th April 2025

Applying for a Zopa ISA was easy.

Applying for a Zopa ISA was easy. The interest rates are competitive with other providers - win win Reviewed on: 16th January 2026

Zopa helped me leverage my credit with access to a c...

Zopa helped me leverage my credit with access to a cost effective loan to clean up my spending and enable me to save more money as a result. I was able to save that cash into the ISA all within one easy to use interface. Reviewed on: 16th January 2026

Very straightforward app & fuss free banking.

Very straightforward app & fuss free banking. Reviewed on: 16th January 2026

Zopa ISA acc is great

I have had a ISA for nearly 2 years and I can’t fault the service and interest rates. I can get my money out as and when I need it with no hassle at all. Reviewed on: 16th January 2026

Great service

Great service and return on investment Reviewed on: 16th January 2026

They gave me a chance as my credit wasn’t great they...

They gave me a chance as my credit wasn’t great they believe in me and I’m much appreciated of it thanks Reviewed on: 16th January 2026

Zopa Investments

Everything is straightforward, clear and simple about dealing with Zopa. Reviewed on: 16th January 2026

Great service - Very happy with Zopa

Rates are good. App is easy to use and very clear. I did have an issue with ISA interest gains sent to HMRC in error, but this was resolved immediately. Reviewed on: 16th January 2026

First isa I’ve had and for a 60 year old non compute...

First isa I’ve had and for a 60 year old non computer/ mobile literate person it was so easy to set up, I know I could get better rates elsewhere but having confidence in a company means so much More to me Reviewed on: 16th January 2026

Excellent Product

The app is very easy to understand and transparent. The interest rates are some of the best available and transferring money in or out is instantaneous. Reviewed on: 16th January 2026

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