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Zopa: Cash ISA reviews

Name: Cash ISA
Rating: 4.95 (1535 reviews)

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4.95

Based on 1,535 reviews, last reviewed 12th Mar 2026

26000% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Have a cash isa with zopa excellent rate easy app an... Have a cash isa with zopa excellent rate easy app and great communication Reviewed on: 12th March 2026

Latest lowest rating:

1

Obstructive to ISA transfer out I have had no fewer than 4 attempts to organise a transfer out and each time Zopa finds a way not to act on the request. The current strategy is Zopa ... Read more Reviewed on: 27th May 2025

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About this product

The Zopa Smart ISA can be opened with as little as £1.

Customers who already have a Smart Saver Account can apply for a Smart ISA via the Smart Savings Hub. With Zopa, you’ll have one flexible cash ISA, but within that, can spread your allowance across different ISA pots.

Zopa Smart ISA reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Cash ISA reviews (1535)

Review of the Zopa, Cash ISA:

Simple system does everything efficiently leaving yo...

Simple system does everything efficiently leaving you in complete control Reviewed on: 17th January 2025

Easy and rewarding, how it should be

First I came to Zopa for the competitive savings rates however since arriving, they have proven to be very good at other things. Transfers are quick, the app is straightforward to use and the range of products is expanding…with yet more competitive rates. I feel rewarded for loyalty which is a rare feeling to have. Reviewed on: 17th January 2025

Zopa is ideal

Zopa is so easy to use, including paying in, transferring between accounts and withdrawing, and everything happens almost instantly. Great rates too. Cannot fault them Reviewed on: 17th January 2025

Smart ISA

Straight forward, easy to operate and manage. Reviewed on: 17th January 2025

Satisfied customer

My experience with Zopa has been good with no specific problems. Reviewed on: 17th January 2025

It’s not just a smart ISA

I’ve been using smart ISA for two years. The facility provides me the incentive to save, and also allow me to have the flexibility to manage my money in case of contingency. There’s no penalty, and very easy to use. I highly recommend Zopa. Reviewed on: 17th January 2025

Excellent Saving App

Easy access service at your finger tips. Simple and clear to use, offering great rates in the current finance climate. Reviewed on: 17th January 2025

It was so easy to set up very impressed.

It was so easy to set up very impressed. And nice to see my interest going up each month. I have told my friends to do the same. Reviewed on: 17th January 2025

Excellent online savings

I've found Zopa so easy to use and their interest rates are really good, I'm happy with all their savings products that I use. Reviewed on: 17th January 2025

Easy to use.

Easy to use. Easy to use and flexible. Reviewed on: 17th January 2025

Easy interface interaction with excellent rates of i...

Easy interface interaction with excellent rates of interest Reviewed on: 17th January 2025

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