Write a review

Go to business site

Zopa: Cash ISA reviews

Name: Cash ISA
Rating: 4.95 (1535 reviews)

View other Zopa products

4.95

Based on 1,535 reviews, last reviewed 12th Mar 2026

26000% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Have a cash isa with zopa excellent rate easy app an... Have a cash isa with zopa excellent rate easy app and great communication Reviewed on: 12th March 2026

Latest lowest rating:

1

Obstructive to ISA transfer out I have had no fewer than 4 attempts to organise a transfer out and each time Zopa finds a way not to act on the request. The current strategy is Zopa ... Read more Reviewed on: 27th May 2025

Read all reviews See your review

About this product

The Zopa Smart ISA can be opened with as little as £1.

Customers who already have a Smart Saver Account can apply for a Smart ISA via the Smart Savings Hub. With Zopa, you’ll have one flexible cash ISA, but within that, can spread your allowance across different ISA pots.

Zopa Smart ISA reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Cash ISA reviews (1535)

Review of the Zopa, Cash ISA:

Simple system does everything efficiently leaving yo...

Simple system does everything efficiently leaving you in complete control Reviewed on: 17th January 2025

Easy to use and set up.

Easy to use and set up. Very pleased. Reviewed on: 17th January 2025

Very easy app navigation and fast money transfers

Very easy app navigation and fast money transfers Reviewed on: 17th January 2025

Great service, transparent and competitive

Very competitive rate of interest, and easy to transfer money in, especially from other Zopa accounts. Really helpful that Zopa reminds me how much I am able to invest in my ISA. Reviewed on: 17th January 2025

Easy to use App, Honest Savings rates

Easy to use App, Honest Savings rates Reviewed on: 17th January 2025

Solid app.

Solid app. Easy to use. Competitive interest rates. Quick transfer of funds. Reviewed on: 17th January 2025

Navigate is easy

On line and it’s easy to navigate Reviewed on: 17th January 2025

The rate offered are excellent.

The rate offered are excellent. It is simplicity itself to transfer funds albeit i have not yet attempted to withdraw funds. I am also looking at the current account but am still nervous using online banking with a bank still relatively unknown. Reviewed on: 17th January 2025

Rapid transfer and excellent rates

Rapid transfer and excellent rates Reviewed on: 17th January 2025

Zopa ISA

It was very easy to set up the ISA. I also transferred an existing cash ISA from another provider. Again the process was very straightforward. Zopa is excellent at communicating information about the account, interest rates etc. Reviewed on: 17th January 2025

Excellent

You offered a great rate for my Smart ISA, the account was easy to set up, so I believe you are doing an excellent job. Reviewed on: 17th January 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Help to Buy ISA
from Nationwide 4.64 from 30 reviews
Cash ISA
from Hampshire Trust Bank 0.00 from 0 reviews
Cash ISA
from Tandem 0.00 from 0 reviews

Want to see more from Zopa?

Current account
from Zopa 4.94 from 5945 reviews
Smart Saver
from Zopa 4.94 from 8042 reviews
Credit card
from Zopa 4.94 from 43480 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub