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Zopa: Cash ISA reviews

4.95
Based on 1,536 reviews, last reviewed 15th Mar 2026
26100% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
96%
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4%
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0%
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0%
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Latest highest rating:

5

zopa communication I enjoy the offers and the communication is perfect, not filling my inbox everyday or pushy. Reviewed on: 15th March 2026
Joe b's avatar
Joe b

Latest lowest rating:

1

Obstructive to ISA transfer out I have had no fewer than 4 attempts to organise a transfer out and each time Zopa finds a way not to act on the request. The current strategy is Zopa ... Read more Reviewed on: 27th May 2025
Tmr S's avatar
Tmr S

About this product

The Zopa Smart ISA can be opened with as little as £1.

Customers who already have a Smart Saver Account can apply for a Smart ISA via the Smart Savings Hub. With Zopa, you’ll have one flexible cash ISA, but within that, can spread your allowance across different ISA pots.

Zopa Smart ISA reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Cash ISA reviews (1536)

Review of the Zopa, Cash ISA:

Simple system does everything efficiently leaving yo...

5
Simple system does everything efficiently leaving you in complete control Reviewed on: 17th January 2025

Best interest rate in ISA savings and as far as we c...

5
Best interest rate in ISA savings and as far as we can find, anywhere. Very easy to use app and flexible saving. Communications are also good with Zopa. they are on the ball. Reviewed on: 13th April 2024

Easy to set up.

5
Easy to set up. And the best offer Reviewed on: 12th April 2024

Savings review

5
Easy to use website, competitive rate Reviewed on: 12th April 2024

Easy to use

4
Easy to use and regular monthly interest Reviewed on: 12th April 2024

Best interest rates I could find and a great app.

5
Best interest rates I could find and a quick and easy to use app. I am moving house and needed statements for Solicitors, a few clicks in the app and there they were, one other provider required me to ring them and then they posted a hard copy to me! Reviewed on: 12th April 2024

Consistently good service

5
Have been a Zopa client for many years and I am pleased that thei standards have not dropped since they became a bank. I will continue to recommend their services to my friends and family. Reviewed on: 12th April 2024

Really easy web based system.

5
Really easy web based system. Clear value proposition, making saving really easy. I like the way you can transfer between accounts, and utilise the full ISA allowance Reviewed on: 12th April 2024

The rates are excellent.

5
The rates are excellent. The app works well & safe to use. Reviewed on: 12th April 2024

Excellent company to deal with

5
Excellent communication to keep you updated on how your savings are going. Really easy use app. You can choose when you want to save and how much you want and they do the rest for you. Reviewed on: 12th April 2024

An unbeatable ISA!

5
Easy to operate ISA with the best rate I can find Reviewed on: 12th April 2024

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