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Zopa: Cash ISA reviews

Name: Cash ISA
Rating: 4.95 (1449 reviews)

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4.95

Based on 1,449 reviews, last reviewed 21st Jan 2026

18100% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

This bank is brilliant for people who have no self c... This bank is brilliant for people who have no self control when trying to save . Myself came from a disadvantage background. So money is hard to contr... Read more Reviewed on: 21st January 2026

Latest lowest rating:

1

Obstructive to ISA transfer out I have had no fewer than 4 attempts to organise a transfer out and each time Zopa finds a way not to act on the request. The current strategy is Zopa ... Read more Reviewed on: 27th May 2025

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About this product

The Zopa Smart ISA can be opened with as little as £1.

Customers who already have a Smart Saver Account can apply for a Smart ISA via the Smart Savings Hub. With Zopa, you’ll have one flexible cash ISA, but within that, can spread your allowance across different ISA pots.

Zopa Smart ISA reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Cash ISA reviews (1449)

Review of the Zopa, Cash ISA:

Good rate, flexible isa.

Good rate, flexible isa. Different isa pot. Only issue is transfer out, you have to wait for the all fixed term pot to become access isa pot, only then you can transfer. Reviewed on: 17th April 2025

Fantastic ISAs

Zopa app makes saving easy. Investing and withdrawing is easy and straight forward. The interest rates are competitive Reviewed on: 17th January 2026

Efficient and effective.

I find that the Zopa cash ISA operates efficiently and effectively. I can do my transfers on the app and get an instant result. I also like the option to operate the account with several individual 'pots' of money which I can use to organise my savings with the option to name the pots such as 'holiday'. Reviewed on: 17th January 2026

Excellent home for your money.

I have been an investor in Zopa products for many years. They are an innovative and successful company which targets investors for the correct reasons. Reviewed on: 17th January 2026

Great all round easy to use easy to understand

Great all round easy to use easy to understand Reviewed on: 17th January 2026

Excellent

I’ve been with zopa 6+ years and they are quick and easy to use hassle free Reviewed on: 17th January 2026

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Makes my financial life easier and I can do everythi...

Makes my financial life easier and I can do everything I need to do quickly on the move. Love it. Reviewed on: 17th January 2026

Great Banking at touch of a button .

Digital information is really good ., when I did call once my problem was sorted out very quickly & staff friendly & knowledgeable . Reviewed on: 17th January 2026

Simple savings and app.

Easy to set up, use, transfer money and clear help and information. Great app. Reviewed on: 17th January 2026

Quick & easy way to manage my money- App is excellent.

Quick & easy way to manage my money- App is excellent. Transparent information & good communication. Competitive rates & range of products. Reviewed on: 17th January 2026

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