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Zopa: Cash ISA reviews

4.94
Based on 1,520 reviews, last reviewed 7th Mar 2026
24500% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
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Latest highest rating:

5

Happy customer Having been with Zopa for a few years I find them extremely easy to operate online and I am a senior citizen. The interest rates are very competitive... Read more Reviewed on: 7th March 2026
Carol M's avatar
Carol M

Latest lowest rating:

1

Obstructive to ISA transfer out I have had no fewer than 4 attempts to organise a transfer out and each time Zopa finds a way not to act on the request. The current strategy is Zopa ... Read more Reviewed on: 27th May 2025
Tmr S's avatar
Tmr S

About this product

The Zopa Smart ISA can be opened with as little as £1.

Customers who already have a Smart Saver Account can apply for a Smart ISA via the Smart Savings Hub. With Zopa, you’ll have one flexible cash ISA, but within that, can spread your allowance across different ISA pots.

Zopa Smart ISA reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Cash ISA reviews (1520)

Review of the Zopa, Cash ISA:

Simple system does everything efficiently leaving yo...

5
Simple system does everything efficiently leaving you in complete control Reviewed on: 17th January 2025

Website use

5
Excellent website so easy to use, simple self explanatory steps to operating your money Reviewed on: 22nd April 2025

Easy to setup and works perfectly.

5
Easy to setup and works perfectly. Good return. Reviewed on: 22nd April 2025

Easy to use app, good interest rates

5
Zopa Cash ISA has given me much better interest rate than major banks. I have found the app easy to use and have never had any issues. I cannot comment on their customer service as I have never actually needed to contact them! Reviewed on: 22nd April 2025

Very helpful chat service, great to have pots

5
Very helpful chat service, great to have pots Reviewed on: 22nd April 2025

Love Zopa, very easy to use and quick to access.

5
Love Zopa, very easy to use and quick to access. Reviewed on: 22nd April 2025

Easy to use.

5
Easy to use. Good rate. Easy to understand Reviewed on: 22nd April 2025

Very user friendly app.

5
Very user friendly app. Good communication. Reviewed on: 22nd April 2025

Good app, easy to use

4
Good app, easy to use. Clear instructions and options Reviewed on: 22nd April 2025

Wonderful Excellent customer service and support

5
Wonderful Excellent customer service and support Reviewed on: 22nd April 2025

Simple to save

5
Easy to use. App is reliable. I can see my money and interest rates. Reviewed on: 22nd April 2025

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