Write a review

Go to business site

Zopa: Cash ISA reviews

Name: Cash ISA
Rating: 4.95 (1263 reviews)

View other Zopa products

4.94

Based on 1,263 reviews, last reviewed 15th Jan 2026

100% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Excellent rates with an easy to use app. Excellent rates with an easy to use app. I find that it has been easy to deposit and withdraw money. I would like other banks to operate with the same... Read more Reviewed on: 15th January 2026

Latest lowest rating:

1

Obstructive to ISA transfer out I have had no fewer than 4 attempts to organise a transfer out and each time Zopa finds a way not to act on the request. The current strategy is Zopa ... Read more Reviewed on: 27th May 2025

Read all reviews See your review

About this product

The Zopa Smart ISA can be opened with as little as £1.

Customers who already have a Smart Saver Account can apply for a Smart ISA via the Smart Savings Hub. With Zopa, you’ll have one flexible cash ISA, but within that, can spread your allowance across different ISA pots.

Zopa Smart ISA reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Cash ISA reviews (1263)

Review of the Zopa, Cash ISA:

Good service.

Good service. Professional approach Reviewed on: 31st March 2025

First class service

Had a detailed response to a query I had within 4 minutes of me sending the question Reviewed on: 25th April 2025

Easy app, great smooth experience and good portfolio...

Easy app, great smooth experience and good portfolio of B products Reviewed on: 25th April 2025

Easy to use and great interest rates !

I found opening my cash ISA super easy and seeing the monthly interest accrue makes it more encouraging to keep saving ! Interests rates are definitely the best compared to other companies Reviewed on: 25th April 2025

Great banking

Super convenient customer service and great account management. Reviewed on: 25th April 2025

Easy to use simple and user friendly

Easy to use simple and user friendly Reviewed on: 25th April 2025

Super easy to use at the touch of a screen.

I wanted to set up an online easy access ISA last year and found Zopa to be a very user friendly app to navigate. Managed to transfer in an old isa in with ease too! All done at home at the touch of a screen. I can see my money at all times and it also tells me how much of my yearly allowance I can still deposit. Would highly recommend. Reviewed on: 25th April 2025

Zopa are a breath of fresh air.

Zopa are a breath of fresh air. The app is so simple to use, their interest rates are always up with the very best and adjust quickly and fairly when government interest rates change. I've been with them for a few years now and see no need to change for now! Reviewed on: 25th April 2025

Well designed

Zopa has clearly worked hard to make the App really good and the savings options for users to choose are really well designed. The isa is no exception to this and has been working well for me. Reviewed on: 25th April 2025

Easy to use, good interest rates and even gave me a...

Easy to use, good interest rates and even gave me a free £5 for using their other account Reviewed on: 24th April 2025

minefield

with banking being a minefield,Zopa makes it clear and easy. Reviewed on: 24th April 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Cash ISA
from Zurich 0.00 from 0 reviews
Lifetime ISA
from NatWest Cushon 0.00 from 0 reviews
My Choice ISA
from Scottish Friendly 4.01 from 18 reviews

Want to see more from Zopa?

Current account
from Zopa 4.97 from 2166 reviews
Smart Saver
from Zopa 4.94 from 7451 reviews
Personal loan
from Zopa 4.94 from 65247 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub