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Zopa: Car finance reviews

Name: Car finance
Rating: 4.89 (790 reviews)

View other Zopa products

4.84

Based on 790 reviews, last reviewed 12th Sep 2025

No new 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

My first choice for financing my Model 3 Long Range Having used Zopa for banking, credit card and a small personal loan, they were my first choice for car finance. I even picked the car from their appro... Read more Reviewed on: 12th June 2025

Latest lowest rating:

1

Refused car finance they offered me! Applied for car finance for £11459. I have great credit and good income. My application was sent to the underwriters who requested all banking documen... Read more Reviewed on: 12th September 2025

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About this product

Zopa car finance offer two ways to help with a car purchase. Choose from hire purchase where you pay off the cost in equal instalments, or personal contract purchase where you hand the car back or pay off the balance at the end of the agreement.

You can check your eligibility for Zopa car finance without impacting your credit score.

Zopa car finance reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Car finance reviews (790)

Review of the Zopa, Car finance:

Fantastic experience of gaining car finance.

Fantastic experience of gaining car finance. Terms and conditions easy to follow and understand. With the Zopa app I'm able to check my balance and the opportunity to see a settlement figure. Reviewed on: 16th April 2025

Great service!

Great service! Would definitely recommend Reviewed on: 9th March 2024

Quick, helpful and fast.

Quick, helpful and fast. Customer service and information was accurate Reviewed on: 6th March 2024

Very easy company to deal with ..

Very easy company to deal with with both real people at the end of the phone plus a great apo too Reviewed on: 6th March 2024

Never had a problem it's easy to get started and if...

Never had a problem it's easy to get started and if thereis a problem they are there to help Reviewed on: 6th March 2024

Since I made the application, everything was very cl...

Since I made the application, everything was very clear and precise, they called me, they were very polite and shortly after I had my financing. Reviewed on: 5th March 2024

Never had a problem with Zopa.

Never had a problem with Zopa...fast hassle free Reviewed on: 5th March 2024

Sorted my new finance out with ease.

Sorted my new finance out with ease. They took over all the hassle dealt directly with dealership and made my whole experience a pleasure Reviewed on: 5th March 2024

Much better than other credit cards.

Much better than other credit cards. Any transaction you do with your card is sent to you online so you know where I have used the card. Many more Reviewed on: 5th March 2024

They were very easy to deal with and dealt with ever...

They were very easy to deal with and dealt with everything Reviewed on: 5th March 2024

Everything was very quick and the customer experienc...

Everything was very quick and the customer experience is excellent. Reviewed on: 5th March 2024

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