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Zopa: Car Finance reviews

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4.84
Based on 747 reviews, last reviewed 17th Apr 2025
550% increase in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
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5%
3 star
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0%
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0%
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1%

Latest highest rating:

5

Credit where it is due 5 year finance at only 2.8%., wonderful lowest rate on the market. Fast and efficient. Reviewed on: 17th April 2025
Peter's avatar
Peter

Latest lowest rating:

1

My experience with Zopa Bank has been extremely disa... My experience with Zopa Bank has been extremely disappointing and stressful. I financed a car through a hire purchase agreement, expecting reliable se... Read more Reviewed on: 26th December 2024
Tosin J's avatar
Tosin J
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About this product

Zopa car finance offer two ways to help with a car purchase. Choose from hire purchase where you pay off the cost in equal instalments, or personal contract purchase where you hand the car back or pay off the balance at the end of the agreement.

You can check your eligibility for Zopa car finance without impacting your credit score.

Zopa car finance reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Car Finance reviews (747)

Very quick service no hassle, y know what ther ta...

5
Very quick service no hassle, They know what ther talking about simple the best. I've used them for my last 4 cars. Reviewed on: 11th April 2024
Edmund 's avatar
Edmund

Everything was very very clear and slick

5
Everything was very very clear and slick Reviewed on: 11th April 2024
Lee G's avatar
Lee G

Brilliant and so professional would use again

5
Brilliant and so professional would use again Reviewed on: 9th April 2024
Bobby B's avatar
Bobby B

Despite changing cars over the person’s if a few wee...

5
Despite changing cars over the person’s if a few weeks they still carried on giving me the best service and finally when I found the car it was done so quickly with no hassle Reviewed on: 9th April 2024
Lynsey 's avatar
Lynsey

Absolute joke

1
Company messes you around. Was approved for car finance and was told it was all going through. Even signed the forms and the dealership contacted me to arrange car pick up. To then last minute receive a call from zopa saying they weren’t going through with it with no explanation. Have already brought insurance for the car as was suppose to collect today and am now left without the car. This company mess you around and reassured multiple times it was all going through only for it not to Reviewed on: 3rd April 2024
Charlotte's avatar
Charlotte

Easy and clear information.

5
Easy and clear information. The process for application was straightforward with quick response. Reviewed on: 2nd April 2024
arcashmore@aol.com's avatar
[email protected]

Quick and easy car buying journey.

5
Quick and easy car buying journey. Customer service has always been great and helpful Reviewed on: 20th March 2024
Georgia l's avatar
Georgia l

Brilliant company I’ve been with them for a long tim...

5
Brilliant company I’ve been with them for a long time now and was excited when I was accepted for a car loan for my lovely car no time at all very helpful and very nice company thank you very much for giving me the loan Reviewed on: 10th March 2024
Ivo campos's avatar
Ivo campos

Great service!

5
Great service! Would definitely recommend Reviewed on: 9th March 2024
Patrick M's avatar
Patrick M

Quick, helpful and fast.

5
Quick, helpful and fast. Customer service and information was accurate Reviewed on: 6th March 2024
Stephen A's avatar
Stephen A

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