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Zopa: Car Finance reviews

4.84
Based on 748 reviews, last reviewed 20th Apr 2025
375% increase in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
3 star
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

So easy to apply with a quick answer. Easy application quick response and accepted. Good rate of interest. East to read contract paid dealer direct and on the agreed date. Direct debit dat... Read more Reviewed on: 20th April 2025
Stephen Pearce's avatar
Stephen Pearce

Latest lowest rating:

1

My experience with Zopa Bank has been extremely disa... My experience with Zopa Bank has been extremely disappointing and stressful. I financed a car through a hire purchase agreement, expecting reliable se... Read more Reviewed on: 26th December 2024
Tosin J's avatar
Tosin J

About this product

Zopa car finance offer two ways to help with a car purchase. Choose from hire purchase where you pay off the cost in equal instalments, or personal contract purchase where you hand the car back or pay off the balance at the end of the agreement.

You can check your eligibility for Zopa car finance without impacting your credit score.

Zopa car finance reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Car Finance reviews (748)

Quick, helpful and fast.

5
Quick, helpful and fast. Customer service and information was accurate Reviewed on: 6th March 2024

Very easy company to deal with ..

5
Very easy company to deal with with both real people at the end of the phone plus a great apo too Reviewed on: 6th March 2024

Never had a problem it's easy to get started and if...

5
Never had a problem it's easy to get started and if thereis a problem they are there to help Reviewed on: 6th March 2024

Since I made the application, everything was very cl...

5
Since I made the application, everything was very clear and precise, they called me, they were very polite and shortly after I had my financing. Reviewed on: 5th March 2024

Never had a problem with Zopa.

5
Never had a problem with Zopa...fast hassle free Reviewed on: 5th March 2024

Sorted my new finance out with ease.

5
Sorted my new finance out with ease. They took over all the hassle dealt directly with dealership and made my whole experience a pleasure Reviewed on: 5th March 2024

Much better than other credit cards.

5
Much better than other credit cards. Any transaction you do with your card is sent to you online so you know where I have used the card. Many more Reviewed on: 5th March 2024

They were very easy to deal with and dealt with ever...

5
They were very easy to deal with and dealt with everything Reviewed on: 5th March 2024

Everything was very quick and the customer experienc...

5
Everything was very quick and the customer experience is excellent. Reviewed on: 5th March 2024

Most competitive

5
When searching extensively for a deal Zopa appears to be the most competitive Reviewed on: 5th March 2024

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