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Zopa: Credit card reviews

Name: Credit card
Rating: 4.93 (41429 reviews)

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4.93

Based on 41,429 reviews, last reviewed 15th Jan 2026

56800% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

I'm verry happy with the bank Excellent bank and ver... I'm verry happy with the bank Excellent bank and verry reliable Verry good rates and verry good assistance and I recomand this bank Is the best Reviewed on: 15th January 2026

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit card reviews (41429)

Review of the Zopa, Credit card:

Simply perfect

Very easy and quick to apply easy to deal with and no hassle Reviewed on: 28th April 2025

Everything has been great

Everything has been great no issues no complaints from me Reviewed on: 15th January 2026

Is very goood card and is very good service

Is very goood card and is very good service Reviewed on: 15th January 2026

I can't say anything bad about Zopa I would highly r...

I can't say anything bad about Zopa I would highly recommend Reviewed on: 15th January 2026

I was really happy I was given a zopla card as I hav...

I was really happy I was given a zopla card as I have an Iva which wasn't through me to bad credit I helped out my son and he couldn't afford the payments anymore which resulted in me having to get an iva I've never missed a payment so for zopla to give me a card i was so happy as I'm a good payer and hopefully they will see that and in time up my limit a bit more thank you zopla Reviewed on: 15th January 2026

Fast and Helpful

Prompt response and helpful advice given. Reviewed on: 15th January 2026

Very smooth easy to talk to and work things out

Very smooth easy to talk to and work things out Reviewed on: 15th January 2026

110 percent, really happy I’m with them

110 percent, really happy I’m with them Reviewed on: 15th January 2026

Great service

All so easy to deal with great customer care and everting is dealt with efficiently Reviewed on: 15th January 2026

I have been well looked after by this company

I have been well looked after by this company Reviewed on: 15th January 2026

Always been helpful if any problems, good rates, fai...

Always been helpful if any problems, good rates, fair increase policy, good tools to use on app. Reviewed on: 15th January 2026

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