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Zopa: Credit card reviews

Name: Credit card
Rating: 4.93 (41443 reviews)

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4.93

Based on 41,443 reviews, last reviewed 15th Jan 2026

57500% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent one. Excellent one. It was smooth easy and low rate Reviewed on: 15th January 2026

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit card reviews (41443)

Review of the Zopa, Credit card:

Fairly hassle free and simple to deal with

Fairly hassle free and easy to deal with. Generally able to access support who are able to take care of most issues I've ever had straight away. Not the largest credit limits but a handy all round every day credit card Reviewed on: 11th April 2023

Its a great all round service and no complaints here

Its a great all round service and no complaints here Reviewed on: 15th January 2026

Mr Dovaston

When I’ve contacted Zopa, they’ve always helped me and answered my questions Reviewed on: 15th January 2026

Very helpful to me when I needed it

Very helpful to me when I needed it Reviewed on: 15th January 2026

Best card for people struggling with credit

I've always struggled to get credit after my ex husband left me in a lot of debt he did in my name behind my back. Zopa has given me this chance, so much so that I've referred other people to use this too. I love my Zopa card. It's helping my credit score so much. Reviewed on: 15th January 2026

Very good service from the start.

Very good service from the start. I enjoy having all the hints and tips to improve my credit score. I appreciate the ongoing communication which ensures I keep track of everything Reviewed on: 15th January 2026

Exhalant customer service, friendly and knowledgeabl...

Exhalant customer service, friendly and knowledgeable staff. Would recommend to friends and family Reviewed on: 15th January 2026

Good credit card for people who want to build back a...

Good credit card for people who want to build back a good credit score Reviewed on: 15th January 2026

I've got a positive assessment for zopa's credit card.

I've got a positive assessment for zopa's credit card. I've used it for a while and I am glad I did. With no hidden charges and reliability coupled with its easy use and wonderful customer support service make it the best credit card ever. I therefore recommend an award for zopa. Reviewed on: 15th January 2026

Best cimpany

Very professional, easyto use, easy to contact, app easy to use Reviewed on: 15th January 2026

No Hassle Account

I was given a good APR on both my credit card and loan when my score, at the time, wasn't great. I've only had to deal with customer service once and they were excellent. Reviewed on: 15th January 2026

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