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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Great company, great products!

Great company, great products! App is brilliant, everything is clear and simple. Super fast communication and applications dealt with and processed extremely fast. Love Zopa! Reviewed on: 1st March 2025

Excellent company

Really easy to understand and access my account, great communications from Zopa too. Best service I’ve had from any card provider Reviewed on: 15th January 2025

Excellent

Very good customer service Reddit straightforward application to move Reviewed on: 15th January 2025

A really good card

A really good card to have in your position every thing easy and simple to understand and the app is really simple to use Reviewed on: 15th January 2025

Awesome customer service .

Awesome customer service . I will recommend Zola to friends and family because their app is simple and easy to use. Reviewed on: 15th January 2025

ZOPA - I LOVE YOU!

Great, easy to contact, quickly sort any issues. Reviewed on: 15th January 2025

Brilliant customer service and value for money.

Brilliant customer service and value for money. Reviewed on: 15th January 2025

I've had no issues what so ever always had a good ex...

I've had no issues what so ever always had a good experience Reviewed on: 15th January 2025

I've had no problems with zopa ihad credit card befo...

I've had no problems with zopa ihad credit card before but zopa credit card has been best one for me Reviewed on: 15th January 2025

Card was approved and came very quickly, also the ap...

Card was approved and came very quickly, also the app is great Reviewed on: 15th January 2025

Very helpful zopa is helping me to rebuild my cre...

Very helpful zopa is helping me to rebuild my credit score Reviewed on: 15th January 2025

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