Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44349 reviews)

View other Zopa products

4.87

Based on 44,349 reviews, last reviewed 21st Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Excellent credit card I didn’t have any problems Excellent credit card I didn’t have any problems Reviewed on: 21st July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44349)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Great easy to use app easy to make payments

Great easy to use app easy to make payments Reviewed on: 15th January 2025

Zopa Credit card is my go to card .

I’ve been using Zopa Credit card for last 6 months and it my go to card . The app is easy to use and making payments not only are easy but payments come off immediately. So you have an instant balance after payment. Which other credit cards don’t always do. Reviewed on: 15th January 2025

Great Credit Card

Easy and convienient app to access and manage my account. Regular updates via email to remind to make payments. Reviewed on: 15th January 2025

App is easy to use and keep up to date

App is easy to use and keep up to date Reviewed on: 15th January 2025

Excellent customer service at all times

Excellent customer service at all times Reviewed on: 15th January 2025

The credit card was offered to me as a very suitable...

The credit card was offered to me as a very suitable tool to improve my credit score Reviewed on: 15th January 2025

The app is so simple

The app is so simple use .Very easy to apply for the credit card. Really like that you get a message every time you use the card .helps me a lot because you know what you are spending. Over all just a brilliant card any app very pleased Reviewed on: 15th January 2025

Faultless service straight forward handy app clearly...

Faultless service straight forward handy app clearly laid out Reviewed on: 15th January 2025

The help and careful explanation made it easy to und...

The help and careful explanation made it easy to understand and made you feel comfortable Reviewed on: 15th January 2025

The best

Quick service easy procedure Everything excellent Reviewed on: 15th January 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Nectar Credit Card
from American Express 3.32 from 14 reviews
Initial credit card (discontinued)
from Barclaycard 3.60 from 122 reviews
Flexicard
from Halifax 3.70 from 7 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69089 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.83 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub