Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

View other Zopa products

4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Excellent service and great app.

Excellent service and great app. Love it Reviewed on: 8th March 2026

Great company

I've always had my questions answered quickly and clearly and you have always sorted my issues out promptly and quickly Reviewed on: 8th March 2026

Zopa are fantastic to work with!

Zopa are fantastic to work with! They have helped me build some stability in my credit journey. They are fair and helpful. I can honestly say that since being with Zopa they have helped me create better habits that have helped me reduce my reliance on debt whilst also being there for any unexpected or urgent expenses. Reviewed on: 8th March 2026

Great service and updates to make sure usage is safe...

Great service and updates to make sure usage is safe and secure.. Reviewed on: 8th March 2026

Excellent customer service very helpful a great all...

Excellent customer service very helpful a great all round experience Reviewed on: 8th March 2026

Easy to use and attractive colour

Easy to use and attractive colour Reviewed on: 8th March 2026

The app is very easy to use.

The app is very easy to use. When you make a purchase it flashes up on your phone. You know exactly where your at. Reviewed on: 8th March 2026

Nothing but a good and easy experience, no problems...

Nothing but a good and easy experience, no problems so far and the app if very easy to navigate. Making payments is simple and I also got the biscuit card which looks cool and I will be using. Reviewed on: 8th March 2026

Highly recommend!

Very easy to understand and to navigate the application Reviewed on: 8th March 2026

Managable credit, easy payments.

Managable credit, easy payments. regular updates and information regarding the account. Reviewed on: 8th March 2026

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit Card
from Tymit 4.62 from 155 reviews
Premier Credit Card
from HSBC 4.12 from 20 reviews
Platinum Cashback Credit Card
from American Express 4.34 from 71 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69089 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.83 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub