Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44349 reviews)

View other Zopa products

4.87

Based on 44,349 reviews, last reviewed 21st Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Excellent credit card I didn’t have any problems Excellent credit card I didn’t have any problems Reviewed on: 21st July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44349)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Great credit card to help me rebuild my credit score.

Great credit card to help me rebuild my credit score. Other credit cards wanted a much higher apr or charge cards. Reviewed on: 15th January 2025

Thoroughly professional

Ease of use, excellent customer service and thoroughly professional Reviewed on: 15th January 2025

I have been with Zopa a long time aplication was eas...

I have been with Zopa a long time aplication was easy and it’s very handy to have Reviewed on: 15th January 2025

Edvardas Pavembrauskas

I got your credit card only month ago and i could to use very easy, I could to use cash machine and shopping. I'm very happy and thank you so much. Reviewed on: 15th January 2025

Process was quick and easy, the app is very easy to...

Process was quick and easy, the app is very easy to use and you know where you are at all times which helps manage your limit etc Reviewed on: 15th January 2025

Very swift response .Fantastic work

Very swift response .Fantastic work Reviewed on: 15th January 2025

Easy to use card.

Easy to use card. Nice artwork and security. App is good to check over . Never had to use customer service but I know they are there if needed Reviewed on: 15th January 2025

I have nothing but a good experience

I have nothing but a good experience Reviewed on: 15th January 2025

opened my account very easily without any problems w...

opened my account very easily without any problems which gave me great confidence Reviewed on: 15th January 2025

Simple and effective

Simple and effective. Does what needs to be it to do. Reviewed on: 15th January 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit Card
from thinkmoney 4.03 from 3 reviews
Gold Card
from first direct 4.23 from 9 reviews
Balance Transfer Credit Card
from Halifax 4.06 from 64 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69089 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.83 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub