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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Great company, great products!

Great company, great products! App is brilliant, everything is clear and simple. Super fast communication and applications dealt with and processed extremely fast. Love Zopa! Reviewed on: 1st March 2025

Quick and easy application and good app

Quick and easy application and good app Reviewed on: 15th January 2025

A Valuable Product

I have been with Zopa credit card over a year now.I am very happy. I introduced this card to my friend who is enjoying it as well happily. I will recommend it all the way. Reviewed on: 15th January 2025

Great credit card provider

Easy to use app, very clear instructions and how to check balance or make a payment Reviewed on: 15th January 2025

Excellent all round service and the App.

Excellent all round service and the App. Is wasy to Navigate. Reviewed on: 15th January 2025

Zopa is with the best rates %

Zopa credit card gave me what I was looking for and their customer service very genuine.They helped me put my worry in side. Reviewed on: 15th January 2025

The app is quick and easy to use, customer service i...

The app is quick and easy to use, customer service is spot on. Reviewed on: 15th January 2025

Brilliant .

I have had nothing but a pleasant time with Zopa I use there app all the time Reviewed on: 15th January 2025

Really great deals

Really great deals at fantastic rates without extortionate rate hikes Reviewed on: 15th January 2025

It's there when I need it there is no hassle on Inte...

It's there when I need it there is no hassle on Internet Reviewed on: 15th January 2025

The card and app are very flexible to use.

The card and app are very flexible to use. Repayment is seamless Reviewed on: 15th January 2025

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