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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Great company, great products!

Great company, great products! App is brilliant, everything is clear and simple. Super fast communication and applications dealt with and processed extremely fast. Love Zopa! Reviewed on: 1st March 2025

I use Zopa credit card this is best credit card and...

I use Zopa credit card this is best credit card and easy to use Reviewed on: 15th January 2025

Mega company to deal with very happy customer

Mega company to deal with very happy customer Reviewed on: 15th January 2025

Zopa Card

All my interactions with Zopa so far have been very good Reviewed on: 15th January 2025

I find this Credit Card an excellent product.

I find this Credit Card an excellent product. The app is easy to navigate,and the communication by txt or email is very good regarding offers and new products. Reviewed on: 15th January 2025

Responding

Any issues they are there to respond to couldn’t ask for anything else Reviewed on: 15th January 2025

Processing was quick.

Processing was quick. Provided clear information. Reviewed on: 15th January 2025

In zopa we can find a bank in it rather than a credi...

In zopa we can find a bank in it rather than a credit card and track your credit score. These things I like most in Zopa Reviewed on: 15th January 2025

Very good credit card and very friendly

Very good credit card and very friendly Reviewed on: 15th January 2025

Great service provided the whole way throughout the...

Great service provided the whole way throughout the process from applying to receiving the card. Clear communication from start to finish. I Recommend to all and my family too Reviewed on: 15th January 2025

Smooth easy application with a credit limit to suit

Smooth easy application with a credit limit to suit Reviewed on: 15th January 2025

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