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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Easy to use app is easy to access easy to manage acc...

Easy to use app is easy to access easy to manage account Reviewed on: 8th March 2026

Incident decision

Incident decision and after a short time my limit was increased to reflect my spending habits Reviewed on: 8th March 2026

Efficient & Effective services

Excellent customer service with a wealth of experience when dealing with clients enquiries. Reviewed on: 8th March 2026

Good communication about products and services, exce...

Good communication about products and services, excellent app easy to use and understand, good links with third party bank accounts Reviewed on: 8th March 2026

Great provider

Zopa is great all round, they are helpful, fair and have great products Reviewed on: 8th March 2026

Very good services.

Very good services. Very helpful Reviewed on: 8th March 2026

Zopa credit card on apple pay

Had a Zopa credit card for a few years and now on apple pay makes using it so much eadier Reviewed on: 8th March 2026

Very good quick and easy to get a loan and a credit...

Very good quick and easy to get a loan and a credit card Reviewed on: 8th March 2026

A really good card to have, no problem with them, ve...

A really good card to have, no problem with them, very good customer service, can pay what you can afford, a excellent first card to go with. Reviewed on: 8th March 2026

Zopa always right

. Love the rewards. Super secure. Great for travel. Transparent and fair. Excellent mobile app. No hidden charges. Highly recommended. Fast approval process. Amazing cashback. Top-tier support. Beautiful card design. Very reliable. Global acceptance. Zero Riba. Perfect for shopping. Smooth transactions. Peace of mind. Best Islamic finance. Great credit limit. Helpful customer care. Easy to use. Saves me money. No annual fees. Instant notifications. Ethical banking. Five-star service. Fuel discounts included. Great dining deals. Premium feel. Life-changing tool. Quick delivery. Stress-free spending. Innovative features. Truly Shariah-compliant. Best for families. Exceptional value. Secure online pay. My go-to card. Transparent terms. Great point system. No late penalties. Solid performance. User-friendly interface. Exclusive lounge access. Reliable fraud alerts. Better than banks. Simple signup. Thank you, Zabih! Would you like me to write a short promotional script for this card?o Reviewed on: 8th March 2026

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