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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43443 reviews)

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4.94

Based on 43,443 reviews, last reviewed 10th Mar 2026

153550% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy to use for everyday life. This credit card is great for everyday spending. The app is well designed, easy to use, and clearly displays all transactions. Reviewed on: 10th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43443)

Review of the Zopa, Credit card:

Great company, great products!

Great company, great products! App is brilliant, everything is clear and simple. Super fast communication and applications dealt with and processed extremely fast. Love Zopa! Reviewed on: 1st March 2025

Great company

Great company, great customer service always helpful Reviewed on: 6th March 2026

I’ve had a great simple and no hassle experience fro...

I’ve had a great simple and no hassle experience from the start. Would recommend to anyone looking for an easy to use credit card. Reviewed on: 6th March 2026

Ease of use easy repayments

Ease of use easy repayments and easy to use Reviewed on: 6th March 2026

Easy to use and very good information

Easy to use and very good information Reviewed on: 6th March 2026

Good card.

Ease of use.and very handy to have in certain situations. Easy to make repayments from the banking app. Reviewed on: 6th March 2026

Easy application and well informed.

My application for the Zopa credit card was simple and with an initial balance of £500 was a very helpful addition to my wallet. I didn’t have long to wait for a balance increase and I am happy with where I am at present. The interest rate was initially lower than expected, but that is being increased shortly. In all I believe the Zopa credit card is one of the best on the market and would recommend it to anyone. Reviewed on: 6th March 2026

Excellent

Very good easy helpful use app good easy to use Reviewed on: 6th March 2026

I was starting over to build my credit and Zopa gave...

I was starting over to build my credit and Zopa gave me the opportunity to do that. I am very happy with them. Reviewed on: 6th March 2026

Zopa gave me a chance where many others refused.

Zopa gave me a chance where many others refused. Zopa gave me all the tools to enable me to rebuild myself after poor decisions when I was younger which meant I had awful credit history. Reviewed on: 6th March 2026

Great company and well designed App.

Great company and well designed App. Easy to use and manage the credit card. Reviewed on: 6th March 2026

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