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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

I'm happy I chose Zopa, it helps me when I need it,...

I'm happy I chose Zopa, it helps me when I need it, a good friend Reviewed on: 15th January 2025

Zopa have been wonderful to deal with

Zopa have been wonderful to deal with Reviewed on: 15th January 2025

So far so good

So far so good though initial limit is smaller than what most other providers are offering Reviewed on: 15th January 2025

My experience with discard it helped me a lot do a l...

My experience with discard it helped me a lot do a lot of things I would recommend it to anyone to use it everyone to use it Reviewed on: 15th January 2025

I’ve been with Zopa for a few years now and everythi...

I’ve been with Zopa for a few years now and everything has been very easy to understand. They work to provide a very personalised experience which is helpful for managing your finances Reviewed on: 15th January 2025

They answered the phone quickly and were very helpful

They answered the phone quickly and were very helpful Reviewed on: 15th January 2025

I love the ease of doing business with them, flexibl...

I love the ease of doing business with them, flexible on opening new credit card accounts, not regid about increasing credit card limits. It is pleasant dealing with them Reviewed on: 15th January 2025

Very helpful advisors.

Very helpful advisors. Easy to navigate tte all too Reviewed on: 15th January 2025

Very good experience from the start of application t...

Very good experience from the start of application to using the app. Simple to set up and use and good customer service. Reviewed on: 15th January 2025

Fred's ansari

Perfect service and very handy very handy perfect customer service and they look after you always Reviewed on: 15th January 2025

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