Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43442 reviews)

View other Zopa products

4.94

Based on 43,442 reviews, last reviewed 10th Mar 2026

153500% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Zopa worth having Not had a single not had a single problem with zopa since ive started with them been plane sailing Reviewed on: 10th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43442)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Very helpful I recommend Zopa Bank

Very helpful I recommend Zopa Bank Reviewed on: 6th March 2026

I like the simplicity, easy to use app and it helps...

I like the simplicity, easy to use app and it helps me keep a track of my spending Reviewed on: 6th March 2026

Amazing and excellent easy to use it fast service i...

Amazing and excellent easy to use it fast service i appreciate this service Reviewed on: 6th March 2026

Very helpful & east to deal with

Very helpful & east to deal with Reviewed on: 6th March 2026

Really helpful with any questions, staff are friendl...

Really helpful with any questions, staff are friendly and knowledgeable. Reviewed on: 6th March 2026

My use of the card

I can pay back what I want to and can use the card whenever I need to use it Reviewed on: 6th March 2026

Very easy and quick response and very friendly opera...

Very easy and quick response and very friendly operators Reviewed on: 6th March 2026

Easy to use app and flexibility in repayments

Easy to use app and flexibility in repayments Reviewed on: 6th March 2026

The whole application process was very simple and we...

The whole application process was very simple and well explained and the service is next to none Reviewed on: 6th March 2026

Excellent

Very confident ! You can see anytime, in real time! Reviewed on: 6th March 2026

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Bip Credit Card
from NewDay 4.91 from 2284 reviews
Credit card
from Zempler Bank 4.88 from 5175 reviews
Credit card (discontinued)
from Tandem 4.66 from 358 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1533 reviews
Current account
from Zopa 4.94 from 5927 reviews
Smart Saver
from Zopa 4.94 from 8035 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub