Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

View other Zopa products

4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Zopa is doing great job for providing excellent serv...

Zopa is doing great job for providing excellent service Reviewed on: 15th January 2025

Fantastic experience so far.

Fantastic experience so far. Easy to apply, app is easy to navigate, and fair rates. Very easy to use! Reviewed on: 15th January 2025

i didnt think i would get a card , they are very hel...

i didnt think i would get a card , they are very helpfull and i am very happy to be with them thankyou so much xx Reviewed on: 15th January 2025

Very easy to navigate app.

Very easy to navigate app. Easy to get in contact with for any questions. Reviewed on: 15th January 2025

Perfect smooth and an amazing experience it was grea...

Perfect smooth and an amazing experience it was great to have such a smooth application process Reviewed on: 15th January 2025

All very good there when you need them

All very good there when you need them Reviewed on: 15th January 2025

Good card helping with credit score

Good card helping with credit score Reviewed on: 15th January 2025

I have good experience for value for my money

I have good experience for value for my money Reviewed on: 15th January 2025

Very good will keep on using

Convenient and easy to use, god app Reviewed on: 15th January 2025

Quick service

It was very quick to access credit with average score Reviewed on: 15th January 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Aquis Card
from Vanquis 4.48 from 44 reviews
Everyday Credit Card
from Creation 4.03 from 22 reviews
Initial credit card (discontinued)
from Barclaycard 3.60 from 122 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69089 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.83 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub