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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Zopa is the best credit card company

Never had a problem really good credit card company Reviewed on: 15th January 2025

Great product and app always worked wrll

Great product and app always worked wrll Reviewed on: 15th January 2025

Very easy to applications.

Very easy to apply for credit card and bank account. Reviewed on: 15th January 2025

Costumer service

I have a issue with my phone number and I access the online C.S very professional and they help me out in 10 min without any issue. Reviewed on: 15th January 2025

Never had good a bad experience with zops

Never had a bad experience with zops Reviewed on: 15th January 2025

Zopa credit card

Zopa credit card is easy and reliable to use. Reviewed on: 15th January 2025

Good for people with bad credit but would have liked...

Good for people with bad credit but would have liked a bigger limit Reviewed on: 15th January 2025

It’s been great so far with the services

It’s been great so far with the services Reviewed on: 15th January 2025

Great card delivered very quickly easy to use app

Great card delivered very quickly easy to use app Reviewed on: 15th January 2025

Zopa is the best, I really enjoyed working a lot usi...

Zopa is the best, I really enjoyed working a lot using Zopa. Reviewed on: 15th January 2025

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