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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Zopa has been fantastic with providing excellent ser...

Zopa has been fantastic with providing excellent service Reviewed on: 15th January 2025

Job done

Good and very professional. Nothing more to say Reviewed on: 15th January 2025

Great company to have a credit card with

Great company to have a credit card with Reviewed on: 15th January 2025

Really good service and rates very helpful

Really good service and rates very helpful Reviewed on: 15th January 2025

We definitely recommend

Always been helpful and great communication throughly recommend to anyone Reviewed on: 15th January 2025

very good, they’re Very good, they has very quicker...

very good, they’re Very good, they has very quicker services Reviewed on: 15th January 2025

The No 1 card to choose!

My experience with Zopa has always been a good one. They are people friendly and the service is easy to use The repayments are affordable and stress free. Reviewed on: 15th January 2025

Zopa card

Very happy with my Zopa card easy to use and keep track of your spending Reviewed on: 15th January 2025

Zopa, the very best credit card provider.

I have been a Zope credit card customer for over a year now and also now hold a current account with them too. The rates are very competitive and customer service is second to none. Reviewed on: 15th January 2025

Easy to deal with and helpful,helped me manage my fi...

Easy to deal with and helpful,helped me manage my finances with ease Reviewed on: 15th January 2025

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