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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Very simple application and online app is easy to na...

Very simple application and online app is easy to navigate Reviewed on: 15th January 2025

Couldn't be happier!

Zopa was quick to apply and to arrive, it's easy to use, has a good customer service, nothing better to say, really. Couldn't be happier. Reviewed on: 15th January 2025

Super duper service!

Super duper service, easy app access and fab back up facility, more of the same please. Great product! Reviewed on: 15th January 2025

Someone tried to defraud me

When someone tried to fraud me by taking money for payment of goods from my credit card it was declined and when I spoke to the office staff the next day they assured me the money would not be allowed, cancelled my credit card and my new card arrived very quickly the same week Reviewed on: 15th January 2025

ease of application.

ease of application. kept informed regular of balance, statements etc. excellent service all round Reviewed on: 15th January 2025

Good card to have and a reasonable rate

Good card to have and a reasonable rate Reviewed on: 15th January 2025

Very easy, fast application.

Very easy, fast application. Card arrived quickly and found the app easy to use and navigate Reviewed on: 15th January 2025

I find the app.

I find the app. Easy to use and understand Reviewed on: 15th January 2025

Even with lower credit they allowed me to take a car...

Even with lower credit they allowed me to take a card out. This will help my credit rating. Reviewed on: 15th January 2025

Credit cards made easy

Easy to navigate website, only get credit for what you can afford Reviewed on: 15th January 2025

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