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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Very fast service and good customer service

Very fast service and customer service Reviewed on: 15th January 2025

Great card never had an issue.

Great card never had an issue. Hot onto any fraud detection. Great card to start building your credit Reviewed on: 15th January 2025

Great thanks

Very happy with that one credit it's very good banking app Reviewed on: 15th January 2025

Excellent company

Very good company no hassle’s and always take the money on the date I chosen Reviewed on: 15th January 2025

Ease of use.

Ease of use. Very efficient service. Instant updates Reviewed on: 15th January 2025

Good card and app

There are a raft of tools to help build and manage credit, multiple payment options and the ability to apply for other products in the app. Limits are generous and payment details are clear and enable the user to manage effectively Reviewed on: 15th January 2025

Amazing card the only thing is a miss I the...

Amazing card the only thing is a miss I the Apple Pay Reviewed on: 15th January 2025

Easy to apply for fast turn round great service

Easy to apply for fast turn round great service Reviewed on: 15th January 2025

Help me when I was on troble

Help me so much when I need money easy and clean app Reviewed on: 15th January 2025

Easy to use on the app

Easy to use on the app and easy to control Reviewed on: 15th January 2025

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