Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

View other Zopa products

4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Very well, excellent customer service

Very well, excellent customer service Reviewed on: 15th January 2025

Always very easy to contact on live chat and very ef...

Always very easy to contact on live chat and very efficient Reviewed on: 15th January 2025

Fantastic so easy to use smooth transactions

Fantastic so easy to use smooth transactions Reviewed on: 15th January 2025

No worry credit card

I have never had to worry with paying as the site is so easy to use. If required to contact, someone will be there, happy to help with any enquiries. Can't fault Zopa. Reviewed on: 15th January 2025

Everything has been so easy, from applying to gettin...

Everything has been so easy, from applying to getting my card to actually managing in the app Reviewed on: 15th January 2025

Amazing and helpful and great service and great cred...

Amazing and helpful and great service and great credit card and want my limit higher Reviewed on: 15th January 2025

help you out

They help you out whe. You are behind payment Reviewed on: 15th January 2025

Great Service

The interest rate is fair and the app is seamless and easy to use i get regular updates and offers and always feel informed. Reviewed on: 15th January 2025

Easy to deal with.

Really easy to deal with. Clear and concise. Reviewed on: 15th January 2025

It was very easy to apply for a credit card and also...

It was very easy to apply for a credit card and also the response was very quick. Reviewed on: 15th January 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit card
from Jaja Finance 4.72 from 2531 reviews
Avios Rewards Credit Card
from Lloyds Bank 4.16 from 60 reviews
American Express Credit Card
from American Express 3.78 from 120 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69089 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.83 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub